Bitget Wallet
on Bitget Wallet’s secure site
Annual fee
$0
Rewards rate
None
Monthly fee
None
Funding
USDT · USDC
Bottom line
Bitget Wallet Card turns a self-custodial wallet into a Mastercard you can spend at 150 million merchants worldwide. Its monthly zero-fee quota refunds the FX, top-up and conversion charges on your first $400 of spending each month, which is where most crypto cards quietly make their money. The catch: the card is denominated in US dollars, so every euro or pound purchase above the quota carries a 1.7% conversion fee, and there is no ongoing cashback.
Most crypto cards advertise cashback and recover it through the FX spread. Bitget inverts that: no cashback at all, but a monthly quota that refunds the fees themselves. For anyone spending under $400 a month it is one of the cheapest ways to spend stablecoins. Above that, cards paying real cashback pull ahead.
Bitget Wallet Card is issued through the Bitget Wallet app, which is self-custodial and separate from the Bitget exchange; no exchange account is required. In Europe and Latin America the card is a Mastercard issued via Immersve and denominated in US dollars. You top up with USDT or USDC from your wallet and spend that balance. Activation costs 0.1 USD within 72 hours of KYC approval, or 10 USD after. The virtual card works with Apple Pay, Google Pay, WeChat Pay and Alipay. Limits are 12,000 USD daily and 150,000 USD annually.
There is no ongoing cashback. Instead, the first $400 of card spending each calendar month carries a zero-fee benefit: Bitget refunds the FX, top-up and conversion fees on those transactions as cashback to your card balance, reset on the first of each month. Physical cardholders and certain promotions raise the quota. Above it, spending in US dollars stays free while non-USD purchases carry a 1.7% conversion fee. Occasional launch promotions have paid genuine cashback in specific countries, but these are time-limited rather than a standing benefit.