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Updated for August 2026
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Kolo Card

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Kolo Card card

Kolo Card rewards newcomers generously but drops to 1% after month one, capped at $100 monthly. No physical card yet. Best for crypto spenders who want Bitcoin cashback without monthly fees.

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Availability

Pakistan — AvailableAlbania — AvailableAngola — AvailableArgentina — AvailableAustria — AvailableAustralia — AvailableSerbia — AvailableBelgium — AvailableGhana — AvailableBulgaria — AvailableBolivia — AvailableBrazil — AvailableBangladesh — Not availableBotswana — AvailableBelarus — Not availableCanada — AvailableSwitzerland — AvailableChile — AvailableChina — Not availableColombia — AvailableJordan — AvailableCzechia — AvailableGermany — AvailableSomalia — Not availableDenmark — AvailableAlgeria — AvailableEcuador — AvailableChad — AvailableEstonia — AvailableSenegal — AvailableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — AvailableGreenland — AvailableGreece — AvailableBosnia & Herzegovina — Not availableHungary — AvailableIreland — AvailableIndia — AvailableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — AvailableNorth Korea — Not availableSouth Korea — AvailableKazakhstan — AvailableThailand — AvailableLithuania — AvailableLatvia — AvailableNiger — AvailableMorocco — Not availableMoldova — AvailableMadagascar — AvailableCote d'Ivoire — Not availableVietnam — AvailableMongolia — AvailableMexico — AvailableIndonesia — AvailableMozambique — Not availableNamibia — AvailableNigeria — Not availableNetherlands — AvailableNorway — AvailableNew Zealand — AvailablePeru — AvailablePapua New Guinea — Not availablePhilippines — AvailablePoland — AvailablePortugal — AvailableParaguay — AvailableRomania — AvailableRussia — Not availableSaudi Arabia — AvailableSudan — Not availableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — AvailableUganda — AvailableSyria — Not availableMalaysia — AvailableTurkey — AvailableTanzania — AvailableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — AvailableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — AvailableZambia — AvailableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 5%

FX fee

1%

Savings

0.0

Availability

171 countries

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All about Kolo Card

Kolo Card card
Get Kolo Card

Main perks

Monthly feeNone
CashbackUp to 5%
FX fee1%
Savings0.0
ATM fee—
Currencies16
Supported countries171
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Bonus offers

No current bonus offer.

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Rewards

Bitcoin cashback (month 1)5%
Bitcoin cashback (ongoing)1%
Monthly cashback cap$100
Cash cashback
Staking requirement
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Pros

  • No monthly fee
  • No inactivity fee
  • 5% Bitcoin cashback first month
  • 172-country availability
  • Apple Pay supported
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Cons

  • Cashback drops to 1% after first month
  • $100 monthly cashback cap
  • $1 per-purchase cashback cap after month one
  • 1% FX fee on non-USD transactions
  • 0.32% auto-conversion fee
  • Custodial
  • No ATM access
  • No virtual card option
  • No bank account or IBAN
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Options to Kolo Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card