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Updated for August 2026
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HyperCard [EU]

#89
MastercardPrepaid
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HyperCard EU earns daily interest on your card balance instead of cashback, but meaningful rates demand enormous HPY token lockups. A virtual-only prepaid suited to European crypto holders who carry large balances.

Get HyperCard [EU]

Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — AvailableAustria — AvailableAustralia — Not availableSerbia — AvailableBelgium — AvailableGhana — Not availableBulgaria — AvailableBolivia — AvailableBrazil — AvailableBangladesh — AvailableBotswana — Not availableBelarus — Not availableCanada — AvailableSwitzerland — AvailableChile — AvailableChina — Not availableColombia — AvailableJordan — Not availableCzechia — AvailableGermany — AvailableSomalia — Not availableDenmark — AvailableAlgeria — Not availableEcuador — AvailableChad — Not availableEstonia — AvailableSenegal — Not availableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — AvailableGreenland — AvailableGreece — AvailableBosnia & Herzegovina — AvailableHungary — AvailableIreland — AvailableIndia — AvailableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — AvailableNorth Korea — Not availableSouth Korea — AvailableKazakhstan — AvailableThailand — AvailableLithuania — AvailableLatvia — AvailableNiger — Not availableMorocco — Not availableMoldova — AvailableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — AvailableMongolia — AvailableMexico — AvailableIndonesia — AvailableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — AvailableNorway — AvailableNew Zealand — Not availablePeru — AvailablePapua New Guinea — Not availablePhilippines — AvailablePoland — AvailablePortugal — AvailableParaguay — AvailableRomania — Not availableRussia — Not availableSaudi Arabia — AvailableSudan — Not availableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — AvailableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — AvailableUzbekistan — AvailableVenezuela — Not availableCambodia — AvailableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

None

FX fee

1%

Savings

0.0

Availability

120 countries

HHyperCard [EU]

All about HyperCard [EU]

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Get HyperCard [EU]

Main perks

Monthly fee1 USD/month
CashbackNone
FX fee1%
Savings0.0
ATM fee—
Currencies26
Supported countries120
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Bonus offers

4 EUR bonus

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Rewards

Cashback on purchases
Daily balance interest (free tier)0%
Welcome bonus
Requires HPY lockup for any interest
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Pros

  • Wide crypto selection (25 assets)
  • Apple Pay supported
  • No inactivity fee
  • Broad European coverage (47 countries)
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Cons

  • Virtual card only, no physical card
  • Monthly fee of 1 EUR
  • 2.6% crypto-to-fiat conversion fee
  • 1% FX fee on non-EUR transactions
  • 0% interest at free tier, no cashback
  • Top interest rate requires ~140,500 EUR in HPY tokens
  • Custodial
  • No IBAN or personal bank account
  • Card validity limited to 2 years
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Options to HyperCard [EU]

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card