MyCardCompareMyCardCompare
Updated for August 2026

Crypto.com Card vs RedotPay

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com Card#1
VisaDebit
Crypto.com Card card
Cashback
Up to 5%
Monthly fee
None
Our score
3.4
Get Crypto.com Card
RedotPay#2
VisaDebit
RedotPay card
Cashback
None
Monthly fee
None
Our score
2.7
Get RedotPay

The bottom line

Choose Crypto.com Card if…

you want the highest cashback in this matchup — earn up to 5% back on everyday spend.

Up to 5% cashbackNo monthly fee3.4★ rating

Choose RedotPay if…

you want a no-fee debit card with solid everyday value.

None cashbackNo monthly fee2.7★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com Card logoCrypto.com Card
vs.RedotPay logoRedotPay Card

All about Crypto.com Card

Crypto.com Card card
Get Crypto.com Card

RedotPay Card

RedotPay Card card
Get RedotPay Card

Main perks

Monthly feeNone
CashbackUp to 5%
FX fee2%
Savings0.0
ATM fee2%
Currencies24
Supported countries29
Monthly feeNone
CashbackNone
FX fee1.2%
Savings0
ATM fee2%
Currencies6
Supported countries208
—

Bonus offers

25 USD bonus

No current bonus offer.

—

Rewards

Cashback rate (Ruby Steel, free entry tier)1%
Monthly cashback cap (Ruby Steel)€20
Cashback paid inCRO
Unlimited cashback available
Welcome bonus
Lounge access (entry tier)
No rewards
—

Pros

  • €25,000 daily spend limit
  • Virtual card free
  • Works across 29 European countries
  • Apple Pay supported
  • $1,000,000 daily spending limit
  • High ATM limit of $3,750 a day
  • Available in 200+ countries
  • No monthly fee
—

Cons

  • 2% FX fee on non-base currency spending
  • Entry cashback capped at €20 per month
  • Top cashback rates require massive CRO lockups
  • €5 physical card issuance fee
  • €5 monthly inactivity fee
  • Custodial
  • No IBAN or personal bank account
  • Manual preload required, no auto-conversion
  • No cashback
  • Custodial
  • ~1.5% crypto-to-USD conversion fee
  • 1.2% FX fee on foreign spending
  • 2% ATM withdrawal fee
  • Physical card costs $100
—

Options to Crypto.com Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card