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Updated for July 2026
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Plasma One Card

#22
VisaPrepaid
Plasma One Card card

Plasma One is a strong contender for stablecoin spenders who want uncapped cashback at entry level. The 1% FX fee stings for frequent travelers. Best suited to USD-based users who spend heavily.

Get Plasma One Card

Availability

Available nowComing soon

Rewards rate

Up to 4%

FX fee

1%

Savings

0.0

Availability

225 countries

Plasma One Card logoPlasma One Card

All about Plasma One Card

Plasma One Card card
Get Plasma One Card

Main perks

Monthly feeNone
CashbackUp to 4%
FX fee1%
Savings0.0
ATM fee—
Currencies3
Supported countries225
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Bonus offers

early access to private beta

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Rewards

Base cashback (first $500/month)2%
Base cashback (above $500/month)0.1%
Cashback cap
Cashback currencyXPL tokens
Cashback payout frequencyWeekly
AI-category cashback (Lite tier)
Airlines cashback (Lite tier)
Airport lounge access (Lite tier)
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Pros

  • Non-custodial card
  • No monthly fee at base tier
  • No cashback cap
  • 2% uncapped base cashback
  • $1,000,000 daily spend limit
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Cons

  • 1% FX fee on base tier
  • Cashback paid in XPL tokens, not cash
  • 2% rate drops to 0.1% after first $500 (Lite tier)
  • No virtual card available
  • No ATM access
  • Higher rates require $120/year or ~$1,799 in staked XPL
  • Platinum tier requires ~$8,996 in staked XPL
  • USDC and USDT only for funding
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Options to Plasma One Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card