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Updated for August 2026

Crypto.com vs Plasma One Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Plasma One Card#2
VisaPrepaid
Plasma One Card card
Cashback
Up to 4%
Monthly fee
None
Our score
3.2
Get Plasma One Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Plasma One Card if…

you want our top-rated pick here — it scores 3.2/5 with our editors.

Up to 4% cashbackNo monthly fee3.2★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Plasma One Card logoPlasma One Card

All about Crypto.com Obsidian

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Plasma One Card

Plasma One Card card
Get Plasma One Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 4%
FX fee1%
Savings0.0
ATM fee—
Currencies3
Supported countries225
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Bonus offers

No current bonus offer.

early access to private beta

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Base cashback (first $500/month)2%
Base cashback (above $500/month)0.1%
Cashback cap
Cashback currencyXPL tokens
Cashback payout frequencyWeekly
AI-category cashback (Lite tier)
Airlines cashback (Lite tier)
Airport lounge access (Lite tier)
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial card
  • No monthly fee at base tier
  • No cashback cap
  • 2% uncapped base cashback
  • $1,000,000 daily spend limit
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 1% FX fee on base tier
  • Cashback paid in XPL tokens, not cash
  • 2% rate drops to 0.1% after first $500 (Lite tier)
  • No virtual card available
  • No ATM access
  • Higher rates require $120/year or ~$1,799 in staked XPL
  • Platinum tier requires ~$8,996 in staked XPL
  • USDC and USDT only for funding
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card