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Updated for July 2026
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Wealthsimple Card

#34
MastercardPrepaid
Wealthsimple Card card

A solid Canadian crypto card with flat 1% cashback and no FX fee, but a 3% conversion cost and Canada-only availability limit its appeal. Best for Canadians who want simple cashback paid in crypto.

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Availability

Available nowComing soon

Rewards rate

Up to 1%

FX fee

0%

Savings

0.0

Availability

1 country

Wealthsimple Card logoWealthsimple Card

All about Wealthsimple Card

Wealthsimple Card card
Get Wealthsimple Card

Main perks

Monthly feeNone
CashbackUp to 1%
FX fee0%
Savings0.0
ATM feeNone
Currencies57
Supported countries1
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Bonus offers

25 CAD bonus

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Rewards

Cashback rate1% on all purchases
Monthly cashback cap1,500 CAD spend
Cashback in crypto
Cashback auto-invested in crypto
Welcome bonus25 CAD
Staking required for rewards
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Pros

  • 0% foreign exchange fee
  • No monthly fee
  • Free ATM withdrawals
  • High 1,500 CAD cashback cap
  • Cashback payable in crypto
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Cons

  • Custodial
  • Canada only
  • 3% crypto conversion cost
  • No physical card
  • No virtual card
  • Manual preload, no auto-conversion
  • KYC required
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Options to Wealthsimple Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card