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Updated for July 2026
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KAST Card

#86
VisaDebit
KAST Card card

The KAST Card delivers solid stablecoin spending with a clean free tier, but a $30 monthly cashback cap at entry level keeps real-world returns modest. Best for globally mobile stablecoin users who want no conversion fees.

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Availability

Available nowComing soon

Rewards rate

Up to 3%

FX fee

1.75%

Savings

0.0

Availability

176 countries

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All about KAST Card

KAST Card card
Get KAST Card

Main perks

Monthly feeNone
CashbackUp to 3%
FX fee1.75%
Savings0.0
ATM fee3 USD + 2%
Currencies6
Supported countries176
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Bonus offers

20% discount on your yearly subscription fee

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Rewards

Cash cashback (standard tier)1.5% (capped at $30/month)
KAST Points (standard tier)
Task-based cash bonuses
Welcome discount (yearly subscription)20% off
Savings/earn rate
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Pros

  • Zero conversion fee on stablecoin spending
  • No monthly fee on standard tier
  • Unlimited daily spend limit
  • Broad 177-country availability
  • Free virtual card
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Cons

  • Custodial
  • 1.75% FX fee on foreign currency transactions
  • ATM withdrawals cost $3 + 2%
  • Physical card costs $40 to ship on free tier
  • Standard cashback capped at $30 per month
  • Premium tier costs $85/month or $1,000/year
  • Private tier costs $850/month or $10,000/year
  • Cashback locked for 14 days before redemption
  • No IBAN provided
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Options to KAST Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card

FAQs

Questions, answered

The KAST Card is a Visa debit card available in over 170 countries, issued by Rain and funded with stablecoins. It converts crypto to USD at 0% cost, spends with no daily limit, and comes in physical and virtual versions. It also provides a US bank account in your name that can receive third-party deposits.
The KAST Card is free to hold on its Standard tier, with no monthly or inactivity fee. A physical card costs $40, and paid Premium and Private memberships ($1,000 or $10,000 a year) unlock higher cashback. Converting crypto to USD is free, but ATM withdrawals and foreign spending carry fees.
No, KAST is a debit card, not a credit card. You spend from your own balance, so there is no borrowing and no credit check. On the backend it runs on credit-card rails, which means it works for hotel and car-rental pre-authorizations where many debit cards are declined.
KAST offers up to 4.5% back, but only on its top paid tier. The free Standard tier earns 1.5% in USD, capped at $30 a month. Premium ($1,000/year) raises this to 2% plus 1% in points, and Private ($10,000/year) to 3% plus 2% in points. Cashback becomes redeemable after 14 days.
Yes, KAST charges a 1.75% FX fee when you spend in a currency other than USD, which is higher than many crypto cards. Crypto-to-USD conversion itself is free, so the cost applies to foreign-currency purchases and international ATM use, where extra ATM and network fees stack on top.
No, the free Standard tier already earns 1.5% cashback in USD. A paid membership is only needed for higher rates: 2% on Premium and 3% on Private, plus KAST reward points. There is no staking or token requirement, and the free tier carries no monthly fee.