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Updated for July 2026
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Holyheld Card

#61
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Holyheld Card card

Holyheld is a solid self-custody crypto card for European users. Its biggest strength is non-custodial spending across 20 blockchains. The 2.5% FX fee and capped cashback limit its value for heavy spenders.

Get Holyheld Card

Availability

Available nowComing soon

Rewards rate

Up to 1%

FX fee

2.5%

Savings

0.0

Availability

30 countries

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All about Holyheld Card

Holyheld Card card

Main perks

Monthly feeNone
CashbackUp to 1%
FX fee2.5%
Savings0.0
ATM fee
Currencies1202
Supported countries30

Bonus offers

13 EUR bonus

Rewards

Cashback rate (Classic tier)0.5%
Monthly cashback cap (Classic tier)125 EUR
Cashback currencyUSDC
Cashback payout delay30 days
Welcome bonus
Staking requirement for rewards

Pros

  • Non-custodial self-custody
  • No monthly fee
  • Physical card for 1 EUR
  • 125 EUR monthly cashback cap at entry tier
  • IBAN and bank account included

Cons

  • 2.5% FX fee
  • Virtual card costs 29 EUR
  • Cashback delayed 30 days after purchase
  • Entry cashback capped at 125 EUR per month
  • 1% cashback requires 199 EUR Metal card fee
  • 1 EUR per month inactivity fee
  • Card validity only 2 years
  • Europe-only, 30 countries