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Updated for July 2026
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Gemini Card

#62
MastercardCredit
Gemini Card card

A solid US-only crypto credit card with a genuine 3% back on dining and no FX fee. The conversion cost and custodial setup are real trade-offs. Best for US crypto holders who eat out frequently.

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Availability

Available nowComing soon

Rewards rate

Up to 3%

FX fee

0%

Savings

0.0

Availability

1 country

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All about Gemini Card

Gemini Card card
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Main perks

Monthly feeNone
CashbackUp to 3%
FX fee0%
Savings0.0
ATM fee3%
Currencies54
Supported countries1
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Bonus offers

15 USD bonus

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Rewards

Dining cashback3%
Grocery cashback2%
All other purchases1%
Gas/EV charging (promotional)10% up to $200/mo
Welcome bonus$15 USD
Rewards paid in crypto
No rewards expiry stated
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Pros

  • 0% FX fee
  • No monthly fee
  • 3% back on dining
  • No inactivity fee
  • $25,000 daily spend limit
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Cons

  • Custodial
  • US residents only
  • 1.74% conversion cost
  • 3% ATM withdrawal fee
  • $1,000 daily ATM cap
  • 3% dining cashback capped at $750
  • 10% gas promo capped at $200/month, $2,400 total
  • Wholesale clubs and some grocery retailers excluded from grocery rate
  • No physical or virtual card details confirmed
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Options to Gemini Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card