SolCard Virtual

The SolCard Virtual Card is a crypto-funded virtual Visa card designed mainly for online purchases. It is issued digitally after you fund it with a supported cryptocurrency, so there is no physical delivery step.

The card balance is denominated in USD and can be used on eligible websites and digital services that accept Visa. SolCard currently supports funding with assets including USDT, USDC, SOL, SOLC and JITO across several supported networks.

Unlike SolCard Platinum, the Virtual Card is not designed for Apple Pay or Google Pay and is subject to stricter merchant controls. It is the simpler tier for users who mainly want to turn crypto into an online spending balance without paying a monthly or annual card fee.

You create a card slot in the SolCard app, choose the Virtual Card and pay the funding invoice using a supported cryptocurrency on the exact blockchain shown. Once the payment confirms, SolCard issues the virtual card and displays the card number, expiry date, CVV and billing address in your account.

The crypto you send is converted into a USD-denominated card balance that can then be used for online Visa purchases. You can top up the same card again later.

This is not a card that asks the merchant to accept crypto. The merchant receives an ordinary card payment while SolCard handles the crypto-funded balance behind the scenes.

SolCard currently supports USDT and USDC across several networks, including Solana, Ethereum, Polygon, BNB Smart Chain, HyperEVM, Arbitrum, Optimism, Avalanche and Base. It also lists SOL, SOLC and JITO on Solana as supported funding assets.

The exact token and network combination matters. Sending a supported token on the wrong blockchain can result in lost funds because crypto transfers are generally irreversible.

Always use the deposit address and network shown in the live SolCard funding invoice. Do not reuse an old address or assume that every version of USDT or USDC is accepted.

SolCard currently charges a one-time $10 issuance fee for each new Virtual Card. There is no monthly account fee and no annual card fee under the current public pricing.

The larger ongoing cost is the funding fee. Virtual Card top-ups currently carry a 5% SolCard fee. If you create a new card and want $100 to land as spendable balance, you need to send enough to cover both the 5% top-up charge and the $10 issuance fee.

Because the funding fee can materially affect frequent users, the Virtual Card is generally better suited to occasional or online use than repeated high-value top-ups.

SolCard currently lists a 5% top-up fee for Virtual Cards, a $10 one-time issuance fee, a $0.30 fee on successful purchases and a small-purchase fee of about $0.15 on transactions under $10. Declined transactions can also trigger a fee of around $0.15.

Cross-border or FX pricing is published as roughly 1% to 2%, while an older Help Centre fee table lists 2%. A merchant refund returned to the card can carry a 2% fee, and withdrawing remaining balance back to an external crypto wallet currently costs $1 in USDT.

Where SolCard's pages differ, check the exact amount displayed in the live app before confirming a transaction.

SolCard's latest public pricing page lists a $5,000 monthly spending limit for the Virtual Card. An older Help Centre article lists a higher $10,000 monthly figure, so the provider's own documentation is not fully aligned.

For that reason, the safest figure to use is the current limit shown in your SolCard dashboard. SolCard can also apply transaction-level, merchant and compliance controls regardless of the published monthly maximum.

The Virtual Card's limit is materially lower than the Platinum tier, which is designed for higher spending.

No, not under SolCard's current official product structure. Apple Pay and Google Pay are features of the Platinum tier, while the standard Virtual Card is positioned for online purchases using the card details directly.

SolCard also warns Virtual Card users not to route the card through third-party wallet services such as Curve to imitate unsupported in-store payments. These routes can be declined or trigger risk controls.

If mobile-wallet or contactless spending is important, SolCard Platinum is the relevant tier to compare rather than the Virtual Card.

No. The SolCard Virtual Card is designed for online card payments and does not provide normal ATM access because there is no physical card or PIN-based cash-withdrawal function attached to this tier.

SolCard does allow users to withdraw remaining card balance back to an external crypto wallet. The current fee for that type of withdrawal is $1 in USDT, but this is a blockchain withdrawal rather than an ATM cash withdrawal.

If you need in-person or cash functionality, check the Platinum tier and its live physical-card availability instead.

SolCard positions the Virtual Card as the lower-friction tier and distinguishes it from Platinum, which explicitly requires identity verification. The public product pages describe Virtual as the email-only tier, while also noting that identity verification can be required for certain features, spending limits or regions.

That means users should not assume the product is permanently KYC-free in every jurisdiction or circumstance. SolCard and its issuing partners can still request verification for compliance reasons.

If avoiding identity verification is a deciding factor, check the live onboarding flow before funding a card because eligibility rules can change.

The Virtual Card can be used online at eligible merchants that accept Visa, subject to SolCard's merchant and risk restrictions. Typical use cases include ecommerce, subscriptions and digital services.

However, this tier has stricter controls than Platinum. SolCard publicly lists blocked categories and merchants, including many money-transfer, quasi-cash, gambling, crypto and high-risk services. Some well-known online merchants can also be restricted.

Repeated declines, repeated attempts at blocked merchants or unusually high decline rates can trigger cancellation. For an important purchase, check merchant eligibility first rather than assuming the Visa logo guarantees approval.

SolCard applies strict automated risk controls to the Virtual Card. Its current Help Centre says 10 consecutive declines caused by insufficient balance, a decline rate above 20% or repeated attempts at blocked merchants can trigger automatic card cancellation.

A single accidental decline will not normally cause cancellation by itself, but repeated high-risk behaviour is treated differently. Virtual Cards are subject to stricter controls than Platinum cards, where restricted transactions are more likely to be declined without immediate cancellation.

Keep enough balance for the purchase and fees, and avoid retrying a blocked merchant repeatedly.

Yes. SolCard lets users withdraw remaining card balance to an external crypto wallet. The current published withdrawal fee is $1 in USDT and is intended to cover blockchain-related costs.

SolCard also supports moving balance to another SolCard without a transfer fee, although its Help Centre says a minimum balance may need to remain on the original card for that route.

Always verify the receiving network and address before confirming a withdrawal. Crypto transfers are generally irreversible, so a network mismatch can result in permanent loss.

SolCard does not currently publish a guaranteed fixed cashback percentage for every Virtual Card purchase. Its newer rewards proposition is SolCard Drops, where eligible spending can create entries into promotional prize draws or reward campaigns.

That is different from receiving a predictable 1% or 2% back on every eligible transaction. The expected value depends on the specific campaign and reward structure in force at the time.

For comparison purposes, the Virtual Card is better evaluated on its crypto funding, fees and online acceptance rather than assuming a permanent cashback return.

Sign in to the official SolCard app, open an available card slot and choose the Virtual Card. SolCard then creates a time-limited deposit invoice showing the exact supported token, network, amount and destination address.

Send the required crypto before the invoice expires. Once the transfer confirms, SolCard says the card is issued automatically and appears in your dashboard with its card details.

The current issuance fee is $10 and the first funding is also subject to the Virtual Card's 5% top-up fee. Use only the official solcard.cc domain before sending crypto.

SolCard provides support through the live chat on its official website and through its Help Centre at https://help.solcard.cc. The Help Centre covers funding, fees, blocked merchants, card cancellation rules, withdrawals and transaction troubleshooting.

If you contact support about a payment, have the merchant, amount, date and decline message available. If the issue involves funding, keep the transaction hash and blockchain network information.

Never send a wallet seed phrase, private key or one-time authentication code to anyone claiming to be SolCard support.