Pulsar Money Card

The Pulsar Money Card is a virtual card linked to Pulsar's multi-currency account for stablecoins, US dollars and euros. Pulsar is positioning the card for global online spending, subscriptions and international purchases rather than as a conventional local-bank card.

Users can fund a USD balance with USDT or USDC and a EUR balance with EURC at 1:1 with no Pulsar funding fee. Card purchases then settle through ordinary card rails, so the merchant receives fiat rather than crypto.

Pulsar currently markets the card alongside free USD and EUR account details, stablecoin funding, bank transfers and optional DeFi-based yield.

Pulsar converts supported stablecoin funding into spendable USD or EUR balances before the card purchase reaches the merchant. USDT and USDC can fund the USD balance, while EURC can fund the EUR balance.

The merchant does not receive stablecoins. Instead, the purchase settles in fiat through the card network. This means a user can hold digital dollars or euros and still pay ordinary services such as Netflix, Spotify, ChatGPT or international merchants that do not accept crypto.

Pulsar also lets users move between USD and EUR inside the same account, with the applicable conversion rate shown in the product flow.

Pulsar currently highlights USDT, USDC and EURC as its main stablecoin funding assets. USDT or USDC can top up a USD balance at 1:1, while EURC can top up a EUR balance at 1:1.

Pulsar specifically advertises support for low-cost USDT funding on TRON, while supported routes can also depend on the network and account. Users should always verify both the token and blockchain in the live deposit screen before transferring assets.

A stablecoin supported elsewhere in the app should not automatically be assumed to fund the card unless Pulsar lists it for that balance.

Pulsar currently charges no own fee for supported stablecoin deposits. Its pricing page lists crypto deposits as free and says supported network fees are sponsored where available.

The product page also advertises 1:1 funding for USDT and USDC into USD and EURC into EUR with zero Pulsar funding fees. That means $100 of supported stablecoin value is intended to become the corresponding supported account balance without a separate Pulsar top-up percentage.

The sending wallet, exchange or blockchain provider can still impose its own network or withdrawal fee.

Pulsar currently lists no separate fee for standard card purchases, no monthly standard account fee and no charge for Apple Pay or Google Pay where supported.

Card payments in supported USD and EUR currencies are currently listed with 0% Pulsar FX fee. Other currencies carry a 1% FX fee. ATM withdrawals are free up to $200 per month, then Pulsar charges 2%.

Third parties such as merchants, card networks, ATMs and banks can still impose charges. Pulsar also notes that fees and availability can vary by country, account status and provider.

Pulsar's current pricing lists 0% FX fee for supported USD and EUR card transactions. When a payment requires conversion into another currency, Pulsar lists a 1% FX fee.

This makes the card particularly relevant to users who already hold digital dollars or euros and spend mainly in those currencies. A merchant or card network can still apply its own exchange process or dynamic currency conversion, so users should check the final amount before accepting an optional merchant conversion.

The live transaction screen should be treated as authoritative because pricing can vary by country or card programme.

Pulsar's current pricing includes ATM withdrawals, with up to $200 per month free of Pulsar's own withdrawal fee. After that monthly allowance, Pulsar charges 2%.

ATM operators, banks and card networks can add their own charges independently. Currency conversion can also affect the final cost when the withdrawal currency differs from the relevant account balance.

Because Pulsar's public product positioning currently focuses heavily on its virtual card, users who need ATM access should confirm that their issued card configuration supports withdrawals before relying on it for travel cash.

Pulsar's current pricing page lists both Apple Pay and Google Pay at no Pulsar fee, and its public FAQ includes mobile-wallet support as a core card question.

Availability can still depend on the specific card programme, country and device. The card is currently marketed primarily as a virtual product, so mobile-wallet compatibility is particularly important for in-person contactless spending.

Adding the card to Apple Pay or Google Pay does not change its USD or EUR balances, FX pricing or stablecoin funding rules.

Pulsar currently markets its consumer card primarily as a virtual USD card for subscriptions and global spending. The main product page specifically promotes virtual-card use for services such as Netflix, Spotify, ChatGPT and Amazon.

Pulsar does not currently present a broadly available physical card as a core feature on the public consumer page. Users who specifically need a plastic card, chip-and-PIN payments or guaranteed ATM functionality should confirm whether a physical option is available inside their account.

The virtual format has no current Pulsar issuance or monthly fee.

Pulsar's current pricing page lists a card limit of $30,000 USD, while noting that actual card spending limits can depend on account status, programme rules, local requirements and risk controls.

Users should therefore treat $30,000 as the published programme figure rather than a guarantee that every account can make a single transaction of that size. Merchant authorisation rules and the user's available balance can impose lower practical limits.

The current card or account dashboard is the best source before attempting a high-value purchase.

Yes, where available. Pulsar currently advertises USD and EUR account details alongside its stablecoin-funded balances. Its pricing page lists account creation and supported EUR and USD account details without a Pulsar setup fee.

SEPA EUR deposits and withdrawals are currently listed as free from Pulsar, as are supported ACH USD deposits and withdrawals. Banks in the payment chain can still charge separately.

This makes Pulsar more than a standalone crypto card: users can combine bank transfers, stablecoin funding and card spending inside the same multi-currency account.

Yes. Pulsar currently offers an optional stablecoin savings or yield feature using selected DeFi strategies. Its main consumer page advertises approximately 5.2% APY, while a July 2026 product article states that variable DeFi yield can reach up to 6% APY on eligible balances.

This is not a guaranteed bank savings rate. Pulsar states that DeFi yield is variable and carries protocol, smart-contract, liquidity and counterparty risks.

The yield feature should therefore be evaluated separately from the card and account balance, particularly if the money is needed for everyday spending.

Pulsar's terms describe its underlying crypto wallet service as non-custodial, stating that users are responsible for their private keys and digital assets held in that wallet.

However, Pulsar's newer consumer account also includes bank-account details, card balances and partner-provided financial infrastructure. Those off-chain payment services should not automatically be treated as self-custodial simply because the wider Pulsar platform includes a non-custodial wallet.

Users should distinguish crypto held in the wallet from fiat or partner-held balances used for regulated banking and card services.

Yes. Pulsar's current terms describe a Know Your Customer identity-verification process for access to regulated and crypto-related services. Pulsar says a third-party provider handles the sensitive verification process and that users must satisfy applicable AML and MiCA-related checks.

The exact documents and card eligibility can depend on country, account status and partner requirements. Pulsar's standard identity verification does not carry a Pulsar fee.

Users should complete KYC only through the official Pulsar app or website and should never provide wallet recovery credentials to someone claiming to be support.

For card, account, transfer or KYC issues, use Pulsar's official support page at https://pulsar.money/contact. Pulsar also publishes contact@pulsar.money for support and general enquiries.

For an account-specific payment problem, include the relevant transaction date, amount, merchant or transfer reference and any error shown in the app. Do not send private keys, seed phrases or one-time authentication codes.

Pulsar's support page also provides official social channels, but account-security issues should be handled through the verified website or app rather than unsolicited direct messages.