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Updated for August 2026
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Lava Card

#1
VisaCredit
Lava Card card

Lava Card pays up to 5% back in real bitcoin on every purchase, with no annual fee and zero foreign exchange fees or spread, across 150 countries. You can fund it from stablecoins, a bank transfer, direct deposit, or by borrowing dollars against your bitcoin through Lava's BLOC. The catch: the exact reward tiers are not published on the card page, and some merchant categories are excluded.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — Not availableAustralia — Not availableSerbia — Not availableBelgium — Not availableGhana — Not availableBulgaria — Not availableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — Not availableGermany — Not availableSomalia — Not availableDenmark — Not availableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — Not availableSenegal — Not availableSpain — Not availableFinland — Not availableFrance — Not availableUnited Kingdom — Not availableGreenland — Not availableGreece — Not availableBosnia & Herzegovina — Not availableHungary — Not availableIreland — Not availableIndia — Not availableIraq — Not availableIran — Not availableIceland — Not availableItaly — Not availableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — Not availableLatvia — Not availableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — Not availableNorway — Not availableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — Not availablePortugal — Not availableParaguay — Not availableRomania — Not availableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — Not availableCroatia — Not availableSlovakia — Not availableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 5% in BTC

FX fee

0%

Savings

None

Availability

Coming soon

Lava logoLava Card

All about Lava Card

Lava Card card
Get Lava Card

Main perks

Monthly feeNone
CashbackUp to 5% in BTC
FX fee0%
SavingsNone
ATM fee—
Currencies4
Supported countries—
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Bonus offers

No current bonus offer.

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Rewards

RewardsUp to 5% in bitcoin
Annual feeNone
FX fee0%
SpreadZero
Rewards paid inBitcoin
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Pros

  • Up to 5% back in real bitcoin
  • No annual fee
  • Zero FX fees and zero spread
  • Accepted in 150+ countries
  • Fund by borrowing against your bitcoin
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Cons

  • Reward tiers not published on the page
  • Some merchant categories excluded from rewards
  • Card issuer not named directly
  • Availability not published
  • Credit comes from the Lava Protocol, not the issuer
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Options to Lava Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card