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Updated for August 2026
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Holyheld Card

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Holyheld Card card

Holyheld is a non-custodial account with a card, a personal IBAN and cashback paid in USDC, spending from your own wallet across 20+ networks and 1,200+ tokens. There is no monthly fee and topping up is free. The catch: a one-time account price from €29 to €199, and international payments cost 2.5% plus €1.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — AvailableAustralia — Not availableSerbia — Not availableBelgium — AvailableGhana — Not availableBulgaria — AvailableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — AvailableGermany — AvailableSomalia — Not availableDenmark — AvailableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — AvailableSenegal — Not availableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — Not availableGreenland — Not availableGreece — AvailableBosnia & Herzegovina — Not availableHungary — AvailableIreland — AvailableIndia — Not availableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — AvailableLatvia — AvailableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — AvailableNorway — AvailableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — AvailablePortugal — AvailableParaguay — Not availableRomania — AvailableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 1%

FX fee

2.5% + €1

Savings

0.0

Availability

30 countries

Holyheld logoHolyheld Card

All about Holyheld Card

Holyheld Card card
Get Holyheld Card

Main perks

Monthly feeNone
CashbackUp to 1%
FX fee2.5% + €1
Savings0.0
ATM fee€1 domestic
Currencies3
Supported countries30
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Bonus offers

13 EUR bonus

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Rewards

Classic and Limited Edition0.5%
Metal tier1%
Top-up fee0%
Payments in account currency0% FX
International payments2.5% + €1
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Pros

  • No monthly fees
  • 0% top-up fees
  • Personal IBAN for SEPA
  • Non-custodial, you keep your keys
  • Cashback paid in USDC
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Cons

  • €29 to €199 one-time account price
  • 2.5% plus €1 on international payments
  • 2.5% plus €2 on foreign ATMs
  • Only 0.5% cashback on lower tiers
  • Availability not published
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Options to Holyheld Card

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