Fasset Card

The Fasset Card is a Visa payment card that gives eligible users spending power backed by crypto held through Fasset. Fasset currently promotes card spending online, in stores and through mobile wallets.

The detailed virtual-card product is USD-denominated and can be topped up using USDT. Fasset's broader 2026 card lineup also introduces premium tiers such as Edge, Select, Elite and Reserve, with higher-tier cards adding richer reward and travel benefits.

Users should distinguish the currently documented virtual card from newer premium card tiers because pricing, rewards and physical-card availability can differ between them.

The current virtual Fasset Card is funded from the user's Fasset wallet using USDT. Once the card balance is loaded, it can be used for ordinary Visa purchases online or through Apple Pay and Google Pay at compatible physical merchants.

The virtual card is USD-denominated, so merchants receive conventional fiat settlement rather than USDT. Fasset shows the card balance separately and allows users to move remaining funds back to the Fasset wallet.

Fasset's newer premium cards use the same broader goal of connecting stablecoin-backed wealth with everyday payments, although benefit structures differ by tier.

Fasset's current virtual-card FAQ lists a one-time activation or issuance fee of 9.99 USDT.

During the launch promotional phase, Fasset currently lists card top-ups, withdrawals back to the Fasset wallet, card cancellation and ordinary card transactions as free. Fasset notes that promotional pricing can change later.

The card's fee structure should therefore be checked at the time of application rather than assumed to remain permanently free beyond the 9.99 USDT issuance charge. Foreign-currency and cross-border pricing can also be governed separately by the card terms.

For the current virtual-card launch promotion, Fasset lists no per-transaction fee, no top-up fee, no withdrawal-back-to-wallet fee and no cancellation fee. The virtual card itself has a 9.99 USDT one-time issuance fee.

Fasset's card terms separately disclose foreign-purchase charges. The most recent card terms list a 3% non-USD foreign-exchange fee and a cross-border fee of up to 3% for the programme covered by those terms.

Because Fasset is rolling out multiple card tiers and promotions, users should rely on the fees attached to their exact issued card rather than mixing the promotional virtual-card table with a different premium tier.

Fasset's current virtual-card FAQ lists a daily spending limit of $2,000. Fasset notes that the limit can be increased over time as the programme develops.

Individual USDT top-ups and withdrawals are currently limited to between 1 USDT and 5,000 USDT per transaction.

The card terms also allow Fasset and the issuer to apply dynamic spending limits for compliance and risk reasons. Users planning a large purchase should therefore check the live card dashboard rather than assuming the published maximum will always apply unchanged to every account.

Fasset's current virtual-card product is funded with USDT from the user's Fasset wallet. The card balance itself is denominated in US dollars.

To top up, users open the virtual card section in the Fasset app, enter an amount between the published minimum and maximum and confirm the transfer from the Fasset wallet.

The wider Fasset platform supports more assets and investment products, but a token being available elsewhere on Fasset does not mean it can directly fund the card. Users should follow the current card top-up screen for supported assets.

Yes. Fasset's current card page explicitly supports both Apple Pay and Google Pay for the virtual card.

After the card is issued, users can add it from the Fasset app to the relevant mobile wallet and complete the required verification. This allows the virtual card to be used at compatible contactless merchants in addition to ordinary online payments.

Wallet availability can still depend on country, device and issuer support. Adding the card to a wallet does not change its USD denomination, USDT funding method or card limits.

Fasset's current card ecosystem rewards spending primarily through OWN Points. The standard virtual-card page says users earn OWN Points every time they spend.

Fasset's broader 2026 tier lineup publishes stronger headline rewards for premium cards. Edge currently advertises 3.5% OWN Points cashback, while upcoming Select, Elite and Reserve tiers list progressively higher OWN Points rates and, on selected tiers, additional USDT cashback.

The reward structure therefore depends on the exact card tier. Users should not apply Edge or upcoming premium reward rates to the basic virtual card unless their account explicitly shows that benefit.

Fasset's current homepage presents four premium card tiers: Edge, Select, Elite and Reserve. Edge is marked available now, while Select, Elite and Reserve are listed as coming soon.

Edge is described as a metal card with 3.5% OWN Points cashback. Select advertises up to 4.5% OWN Points, Elite up to 6% OWN Points plus 2.5% USDT cashback, and Reserve up to 8% OWN Points plus 5% USDT cashback.

These premium tiers sit alongside Fasset's separately documented virtual card. Availability, pricing and qualification requirements should be confirmed in-app because the rollout is still evolving.

Fasset's detailed virtual-card FAQ describes the launch card as digital-only and says a physical version is being developed. At the same time, Fasset's newer homepage now advertises the Edge metal card as available.

This indicates that Fasset is transitioning from the original virtual-only launch into a broader premium card lineup. Physical-card availability can therefore depend on the user's market, account and card tier.

Users should check which specific card options appear in their app before assuming that the 9.99 USDT virtual-card fee or virtual-card limits apply to a metal Edge card.

Fasset publishes a specific list of countries where the virtual card can currently be issued. Supported markets include Australia, Hong Kong, Japan, Malaysia, Pakistan, Singapore, Mexico, South Africa, Kenya and several Caribbean and Central American jurisdictions.

Fasset also publishes a substantial excluded-country list that currently includes Brazil, Argentina, India, Mainland China, the UAE, Saudi Arabia, Turkey, Nigeria and several other markets.

Card issuance and card spending are separate. Fasset blocks card spending in selected sanctioned jurisdictions even if the card was issued elsewhere. The country lists can change as licensing and partner coverage expand.

Fasset's current card terms state that the card programme is issued by Third National under licence from Visa for the programme covered by those terms.

Fasset provides the user-facing account, card access and crypto integration, while the issuer is responsible for the regulated card and credit layer. Fasset's terms also say issuer arrangements can be reflected in the agreements supplied with the specific card.

This distinction matters because Fasset itself is not the Visa card issuer. Users should review the issuer identified in the card agreement attached to their actual card, particularly as Fasset rolls out multiple tiers.

Fasset's public virtual-card FAQ describes the current basic virtual product as a prepaid digital card funded with USDT. Users load the card balance before spending.

Fasset's separate card terms, however, are structured around a card account where the issuer funds merchant charges and Fasset handles repayment obligations, with a current 0% purchase APR. That structure resembles a secured or credit-style arrangement rather than a simple prepaid card.

Because Fasset is operating multiple card programmes and tiers, users should identify the exact product in their app. The virtual USDT card and newer premium Spend Card terms should not automatically be treated as identical.

Create and verify a Fasset account, then open the Pay or Card section of the app. If the virtual card is available in your country, the app can issue the card after the user accepts the applicable card terms and pays any required issuance fee.

For the documented virtual card, the current one-time issuance fee is 9.99 USDT. The card can then be topped up from the Fasset wallet using USDT and added to Apple Pay or Google Pay.

Premium options such as Edge can have a separate application or qualification route. Users should follow the exact card tier shown in their account.

The Fasset Card can be attractive to users who already hold USDT and want a straightforward Visa spending route with Apple Pay and Google Pay support. The documented virtual card has a relatively low 9.99 USDT issuance fee and currently benefits from launch-period free transactions and top-ups.

The more interesting 2026 development is Fasset's premium card lineup, with Edge already advertised and higher tiers promising stronger OWN Points and USDT rewards.

The main drawback is product complexity: the virtual prepaid card, premium tiers and credit-style card terms are not identical. Users should compare the exact in-app tier, fees, country eligibility and reward structure before committing funds.