MyCardCompareMyCardCompare
Updated for July 2026
E

Exa Card

#14
VisaCredit
•••• ••••

The Exa Card is a Visa Signature card that borrows against your crypto instead of spending it. Deposit USDC, ETH, WBTC, wstETH or OP, keep earning yield on it, and pay either instantly or in fixed-rate installments taken as an onchain loan at the moment of purchase. The catch: installments carry interest set at checkout, non-USD purchases cost 1.5%, and your collateral is exposed to the protocol.

Get Exa Card

Availability

Available nowComing soon

Rewards rate

None

FX fee

1.50%

Savings

Variable

Availability

Coming soon

EExa Card

All about Exa Card

Drop video / image
Get Exa Card

Main perks

Monthly feeNone
CashbackNone
FX fee1.50%
SavingsVariable
ATM fee—
Currencies5
Supported countries—
—

Bonus offers

No current bonus offer.

—

Rewards

Pay now or in installments
Yield on deposited collateral
Visa Signature benefits
Non-USD transactions1.5% FX fee
Cashback
—

Pros

  • Free Visa Signature card
  • Spend without selling your crypto
  • Pay now or in fixed-rate installments
  • Collateral keeps earning yield
  • Visa airport lounge access
—

Cons

  • 1.5% fee on non-USD spending
  • Installments carry interest
  • Virtual card only
  • Collateral can be liquidated
  • Smart contract and protocol risk
—

Options to Exa Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card