DPT Oxygen Card

DPT Oxygen is DPT's everyday Visa Platinum crypto card. It lets eligible users hold supported stablecoins and use them for ordinary Visa purchases, with the merchant receiving fiat rather than crypto.

DPT positions Oxygen below its invite-only Obsidian Visa Infinite tier. The current Oxygen package highlights instant digital-card activation, Visa acceptance worldwide and travel-protection benefits of up to US$500,000 for qualifying travel accidents, delays, baggage and cancellations.

DPT is a financial technology platform rather than a bank. Its website states that payment cards, virtual accounts, custody and stablecoin on/off-ramp services are provided through licensed partners.

DPT lets users keep supported stablecoin value in the platform and spend through a Visa card. When a card purchase is made, the merchant is paid in fiat according to the card's settlement and Visa network rules.

The current DPT FAQ lists USDC and USDT as the supported card assets. Users therefore do not need a merchant to accept cryptocurrency directly; the crypto-to-fiat payment flow happens behind the card transaction.

After onboarding and identity verification, an eligible user can fund the account and activate a virtual Oxygen card. DPT also supports adding the card to Apple Pay or Google Pay for compatible contactless transactions.

DPT's current public card FAQ lists USDC and USDT as the stablecoins supported for card spending.

When a payment is made, the merchant receives fiat currency rather than the stablecoin itself. DPT says the fiat settlement depends on the BIN origin of the issued card, and normal network or foreign-exchange charges can apply if the merchant settles in a different currency.

Because DPT's wider platform may support additional digital-asset features, users should not assume every asset available elsewhere in the app is a card-spending asset. The current card page should be checked before funding specifically for Oxygen.

DPT's current public FAQ lists no monthly charge for the card and prices virtual cards at US$10 each.

The live card page currently says the physical card option is coming in Q3 2026, so users should not assume a physical Oxygen card is generally orderable today. Earlier or account-specific offers can differ from the current public page.

Other costs can arise from foreign exchange and stablecoin withdrawals. DPT currently states that stablecoin withdrawals carry a small charge of 0.1% plus blockchain gas. Users should check the in-app disclosure for the exact FX fee before confirming a cross-currency purchase.

No. DPT's current public card FAQ states that there are no monthly charges for ordinary Oxygen card use.

The main published upfront card cost is US$10 per virtual card. DPT also notes that foreign-exchange charges can apply when spending in a currency different from the card's base settlement currency, and stablecoin withdrawals currently cost 0.1% plus network gas.

No monthly subscription makes the fixed cost relatively simple, but users should still consider conversion and withdrawal costs. DPT does not currently publish a fully detailed public fee table covering every transaction type, so the in-app price shown before a transaction should be treated as authoritative.

DPT's current Oxygen product page does not publish a permanent everyday cashback percentage. The card's headline benefits are centred on Visa Platinum protection, instant digital issuance, global Visa spending and the possibility for high-spending members to be upgraded to the Obsidian tier.

DPT does run referral, affiliate and promotional reward programmes, but those should not be confused with recurring cashback on every Oxygen purchase.

For comparison purposes, MyCardCompare would treat Oxygen as having no publicly disclosed standard cashback rate unless the DPT app shows an active card-specific reward for the user's account.

DPT currently positions Oxygen as a Visa Platinum card with travel and purchase protections rather than as its highest luxury tier.

The live product page advertises up to US$500,000 in travel accident insurance together with coverage for qualifying delays, baggage problems and cancellations. Benefit eligibility, exclusions and claim requirements depend on the Visa and insurance terms attached to the issued card.

DPT's higher Obsidian Visa Infinite tier has a broader premium package, including dedicated lifestyle services and lounge benefits. Users should therefore avoid assuming that every Obsidian perk is also included with Oxygen.

DPT's current live Oxygen card section does not list a standard airport-lounge benefit. Its published Oxygen benefits currently focus on travel protection, instant digital-card access, global Visa acceptance, member prize draws and potential upgrades for top spenders.

The higher invite-only Obsidian Visa Infinite tier explicitly lists global Priority Pass and Visa Infinite lounge access. That makes lounge access a clearer Obsidian benefit under the current public product page.

Older DPT marketing has referenced lounge-related benefits for Oxygen, so users with an issued card should check the benefits attached to their specific card in the app rather than relying on an older comparison.

Yes. DPT's current website explicitly says eligible users can add the digital card to Apple Pay or Google Pay and start spending after onboarding.

This is particularly important because the current public FAQ still describes the physical card option as coming in Q3 2026. Mobile-wallet support therefore gives the virtual Oxygen card an immediate route to compatible in-person contactless payments.

Adding the card to a wallet does not change which stablecoins fund the account or how Visa settlement works. Device, card and regional wallet availability can still affect successful enrolment.

DPT's current public FAQ says the physical-card option is coming in Q3 2026. The product available immediately is the digital Oxygen Visa Platinum card, which DPT says can be activated within minutes after verification and funding.

Because Q3 2026 is a launch window rather than confirmation that physical delivery is already open in every market, users should check the live DPT app before paying for or expecting a plastic card.

Until the physical option appears in the user's account, Apple Pay or Google Pay is the main route for using the virtual card at compatible in-person merchants.

DPT says applicants must be at least 18, complete identity verification and live in a country or region where the card is supported.

The company markets Visa spending in more than 150 countries, but that figure describes where the card can be used rather than a clean list of countries where residents can apply. Certain jurisdictions and merchants are unavailable because of local regulations.

For that reason, the most reliable eligibility test is the DPT onboarding flow itself. Users should not deposit funds specifically for a card until identity verification and card availability are confirmed for their residence.

Yes. DPT's current public FAQ requires identity verification with a valid government-issued ID and a selfie. Applicants must also be at least 18 and live in a supported jurisdiction.

DPT says verification is usually completed within minutes when the automated checks succeed. If additional review is required, the process can take up to 72 hours.

The crypto-funded nature of the card does not remove KYC because the Visa payment product and associated account services are provided through regulated partners. Identity documents should be submitted only through DPT's official app or website.

No. DPT's current website states that digital assets are held with BitGo, which DPT describes as an institutional qualified custodian with up to US$250 million of coverage subject to the applicable terms.

That means the assets supporting DPT spending should not be described as self-custodial funds where only the user controls the private keys. DPT and its licensed partners provide the custody, card and stablecoin infrastructure.

For users who prioritise self-custody, this is an important difference from cards connected directly to a non-custodial wallet. The trade-off is a more conventional managed account and card experience.

Download the official DPT app, create an account and complete the required identity verification. DPT says applicants normally verify with a government-issued ID and selfie.

Once approved, add supported funds to the account and activate the Oxygen virtual card. The current public FAQ lists the virtual card at US$10 and says it can be activated immediately after the account is ready.

The digital card can then be added to Apple Pay or Google Pay where supported. The public page still says the physical option is coming in Q3 2026, so physical-card availability should be confirmed in-app rather than assumed.

Oxygen can be appealing to users who already hold USDC or USDT and want a relatively simple Visa spending route with no monthly subscription. The US$10 virtual-card price is low compared with many premium crypto cards.

Its strongest published benefits are instant digital access, Apple Pay and Google Pay support, broad Visa acceptance and Visa Platinum travel protections. The current public page does not disclose a standard cashback rate, and some important details such as precise FX pricing and full country eligibility are less transparent than on more established card programmes.

Users should therefore confirm the live fees and eligibility in the app before funding heavily. Oxygen is more compelling for stablecoin spending than for rewards maximisation.