CoinJar Card

CoinJar Card is the simplest way for Australians to spend crypto day to day: no monthly fee, a free physical card, and Apple Pay and Google Pay from the moment you're approved. Every purchase carries a 1% fee that comes back as Reward Points, so it's closer to fee-neutral than rewarding. The catch: it's Australia only, foreign spending costs 2.99% on top of that 1%, and CoinJar holds your crypto.