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Updated for July 2026
A

ARQ Card

#8
MastercardDebit
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ARQ, formerly DolarApp, is a digital dollar and euro account for Latin America with an international Mastercard attached. Conversions run at the interbank rate with no hidden margin, balances earn up to 4.5% a year, and the card comes physical or virtual. The catch: ARQ advertises cashback without publishing the rate, and the card's fee schedule is not public either.

Get ARQ Card

Availability

Available nowComing soon

Rewards rate

—

FX fee

Interbank rate

Savings

Up to 4.5%

Availability

4 countries

AARQ Card

All about ARQ Card

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Main perks

Monthly feeNone
Cashback—
FX feeInterbank rate
SavingsUp to 4.5%
ATM fee—
Currencies2
Supported countries4
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Bonus offers

No current bonus offer.

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Rewards

Conversion rateInterbank
Account earningsUp to 4.5%
Cashback on purchases
Physical and virtual cards
Published cashback rate
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Pros

  • No hidden conversion margins
  • Digital dollar and euro balances
  • Physical or virtual card
  • Cashback on purchases
  • Up to 4.5% on account balance
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Cons

  • Cashback rate not published
  • Card fees not published
  • Available in four countries only
  • USDc and EURc are not fiat currency
  • ATM fees not published
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Options to ARQ Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card