Vancelian Card

The Vancelian Card is a Visa debit card connected to the euro payment account available through Vancelian. The card is issued by Modulr Finance B.V. under a Visa Europe licence, while Vancelian acts as the platform and outsourced service provider.

Payments are normally debited from the available euro balance. Vancelian also provides features that can let eligible users fund purchases from supported digital-asset or project balances, subject to its current conversion rules and fees.

The current Vancelian payment card is a Visa debit card. Vancelian's terms state that Modulr issues the card and participates in the Visa card scheme, allowing it to work like a conventional Visa debit card.

It can therefore be used at most merchants that accept Visa and at compatible ATMs. Acceptance can still be restricted for security, compliance or merchant-category reasons.

The Vancelian Card is issued by Modulr Finance B.V. Vancelian's legal terms explain that users who want the payment-card service open a payment account with Modulr, which provides the regulated account and related payment services.

Automata France SAS, which operates Vancelian, acts as an outsourced service provider rather than the card issuer. This distinction matters when comparing regulatory protection and responsibility for payment services.

Vancelian currently offers a Bio PVC card and a Metal card, with black and white design options. The two versions have the same core functionality and limits; the material and price are the main differences.

The Bio PVC card is currently free before delivery, while the Metal card costs €49.90. Platinum and Elite members receive their first Metal card free, although the €9.90 delivery charge still applies.

The Bio PVC Vancelian Card currently has no card price, while the Metal version costs €49.90. Both have a €9.90 delivery fee.

Platinum and Elite members can receive their first Metal card without the €49.90 card charge, but still pay delivery. Replacement, renewal and additional-card pricing can differ, so check the live app before ordering.

For card payments outside EUR, Vancelian currently charges a 2.5% foreign-currency transaction fee for Bronze through Platinum members. Elite members have a 0% Vancelian fee.

Vancelian also says Modulr adds approximately 3% at authorisation to protect against exchange-rate movements. The final settled amount is adjusted later, so this authorisation margin should not automatically be treated as a permanent 3% fee.

Yes. The Vancelian Visa card supports cash withdrawals at compatible ATMs. Monthly ATM allowances depend on Privilege Club status.

Published monthly withdrawal amounts range from €200 for Bronze to €1,500 for Elite, with one to five free withdrawals depending on tier. Additional withdrawals are currently charged at 2.5%, so frequent cash users should check their tier before withdrawing.

Vancelian provides card features that can let eligible users pay using supported digital-asset or project balances. Its current project-payment feature can use available EURC generated by eligible projects for a card purchase without first manually moving it to the euro account.

Limits depend on loyalty status, from €100 per payment for Bronze to €5,000 for Elite. Current project-payment fees are €1 up to €100 and 1% above €100.

No. The payment card itself is linked to a regulated payment account opened with Modulr, and ordinary card payments use the available balance in that account. Users therefore do not hold private keys controlling the fiat card balance.

Vancelian has also offered digital-asset services, but that does not make the Visa payment account self-custodial. The card and crypto features should be evaluated as separate layers.

Yes. Vancelian supports contactless Visa payments. Its current security rules allow up to five consecutive contactless payments without a PIN, with a maximum of €25 per contactless transaction under the published limits.

Once the security threshold is reached, insert the card and enter the PIN. A declined contactless payment can also sometimes be completed by using the chip and PIN instead.

The Vancelian Card can be used for online and in-store payments at most merchants accepting Visa, as well as at compatible ATMs. Vancelian also says the card can be used abroad across regions covered by the international Visa network.

Individual transactions can still be blocked for security or compliance reasons. Vancelian recommends contacting support before travel if unusual foreign activity could trigger a security block.

Yes. Vancelian requires a verified account before a payment card can be ordered. Some card-linked features, including project-funded payments, specifically require Level 2 verification.

The payment account is provided through regulated partner Modulr, so card access is not anonymous. Users should complete identity checks only through Vancelian's official app or website.

Automata France SAS announced its removal from France's DASP register effective June 30, 2026 and an orderly wind-down of the digital-asset services operated through Vancelian. French clients can no longer subscribe to new investment products covered by that change.

Vancelian says existing crypto-assets are not lost and provides routes to convert them to euros or transfer them to a licensed CASP or compatible self-custody wallet. The Modulr euro account and payment-service structure is legally distinct from those digital-asset services.

Verify your Vancelian account, open the Card section in the app and choose the Bio PVC or Metal card and preferred colour. Confirm the registered delivery address and pay the applicable card and delivery charges.

Vancelian currently quotes €9.90 delivery and an estimated 12 to 20 working days after order validation. Once the card arrives, activate it in the app using the last four digits of the card number.

Use Vancelian's official support centre, in-app chat or contact options listed on its website for card, payment, ATM or account problems. The support centre has dedicated guidance for declines, pending transactions, lost cards, PIN problems and travel-related blocks.

If a card is lost or compromised, freeze it through the available card controls as soon as possible and contact official support. Never share passwords, authentication codes or wallet credentials with unsolicited contacts.