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Updated for August 2026
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Fold Card

#125
VisaPrepaid
Fold Card card

Fold Card delivers Bitcoin rewards but only for paying subscribers. The spin-to-earn mechanic is novel, but free-tier users earn nothing. Best for US Bitcoin fans willing to pay for perks.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — Not availableAustralia — Not availableSerbia — Not availableBelgium — Not availableGhana — Not availableBulgaria — Not availableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — Not availableGermany — Not availableSomalia — Not availableDenmark — Not availableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — Not availableSenegal — Not availableSpain — Not availableFinland — Not availableFrance — Not availableUnited Kingdom — Not availableGreenland — Not availableGreece — Not availableBosnia & Herzegovina — Not availableHungary — Not availableIreland — Not availableIndia — Not availableIraq — Not availableIran — Not availableIceland — Not availableItaly — Not availableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — Not availableLatvia — Not availableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — Not availableNorway — Not availableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — Not availablePortugal — Not availableParaguay — Not availableRomania — Not availableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — Not availableCroatia — Not availableSlovakia — Not availableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — AvailableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 1.5%

FX fee

3%

Savings

0.0

Availability

1 country

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All about Fold Card

Fold Card card
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Main perks

Monthly feeNone
CashbackUp to 1.5%
FX fee3%
Savings0.0
ATM fee—
Currencies2
Supported countries1
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Bonus offers

12 USD bonus

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Rewards

Base cashback rate0%
Paid-plan cashback (travel, dining, entertainment)1.5% BTC
Paid-plan cashback (all other purchases)0.5% BTC
Spin reward mechanic
Welcome bonus$12 USD
Reward assetBitcoin only
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Pros

  • No monthly fee on base tier
  • No physical or virtual card cost
  • Apple Pay supported
  • Personal US bank account linkable
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Cons

  • 0% cashback on free tier
  • Paid plan costs $10/month to unlock any cashback
  • Rewards capped at 1.5% even on paid plan
  • 1.5% conversion cost on free tier
  • 3% foreign transaction fee
  • $5 inactivity fee
  • Bitcoin rewards only, no other assets
  • US only
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Options to Fold Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card