MyCardCompareMyCardCompare
Updated for August 2026

Crypto.com vs Zypto

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Zypto#2
VisaPrepaid
•••• ••••
Cashback
None
Monthly fee
None
Our score
1.9
Get Zypto

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Zypto if…

you want a no-fee prepaid card with solid everyday value.

None cashbackNo monthly fee1.9★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.ZZypto Premium VISA Card

All about Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Zypto Premium VISA Card

Drop video / image
Get Zypto Premium VISA Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee1.75%
SavingsNone
ATM fee—
Currencies9
Supported countries—
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Off-ramp fee on load3%
FX fee1.75%
Monthly fee$0
Visa Signature benefits
Cashback
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly fees
  • Loads from 100+ cryptocurrencies
  • Supports Apple Pay & Google Pay
  • Visa Signature benefits included
  • Very high spending limits
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 3% off-ramp fee on every load
  • 1.75% FX fee
  • $50 for the physical card
  • $10 minimum first load on virtual
  • Availability restricted by country and US state
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card