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Updated for August 2026

Crypto.com vs xPortal Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
xPortal Card#2
MastercardPrepaid
xPortal Card card
Cashback
Up to 5%
Monthly fee
None
Our score
3
Get xPortal Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose xPortal Card if…

you want our top-rated pick here — it scores 3/5 with our editors.

Up to 5% cashbackNo monthly fee3★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.xPortal Card logoxPortal Card

All about Crypto.com Obsidian

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xPortal Card

xPortal Card card
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Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 5%
FX fee2.5%
Savings0.0
ATM feeNone
Currencies12
Supported countries30
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Bonus offers

No current bonus offer.

5 USD bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Base cashback rate0.2%
Monthly cashback cap (base tier)10 EUR
Cashback requires EGLD staking
Welcome bonus
Spotify / Netflix / Lounge access
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly fee on base tier
  • Free virtual card
  • Non-custodial wallet
  • No ATM withdrawal fee
  • Unlimited daily spend
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Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 2.5% FX fee on foreign currency transactions
  • Physical card costs 23 EUR
  • 1% conversion fee on crypto-to-fiat
  • Cashback requires EGLD staking
  • Base cashback 0.2%, capped at 10 EUR/month
  • Top cashback rate only on 19.99 EUR/month paid tier
  • No IBAN or bank account
  • Manual preload required, no auto-conversion
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card