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Updated for August 2026

Crypto.com vs Wirex Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Wirex Card#2
MastercardDebit
Wirex Card card
Cashback
Up to 8%
Monthly fee
None
Our score
4.7
Get Wirex Card

The bottom line

Choose Crypto.com if…

you want a no-fee prepaid card with solid everyday value.

5% cashbackNo monthly fee2.2★ rating

Choose Wirex Card if…

you want the highest cashback in this matchup — earn up to 8% back on everyday spend.

Up to 8% cashbackNo monthly fee4.7★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Wirex Card logoWirex Card

All about Crypto.com Obsidian

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Wirex Card

Wirex Card card
Get Wirex Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 8%
FX fee0%
Savings0.0
ATM fee2%
Currencies160
Supported countries37
—

Bonus offers

No current bonus offer.

10 USD bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate (free tier)0.5%
Cashback currencyWXT token
Monthly cashback cap (free tier)~20 EUR
Welcome bonus
Cash cashback
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero FX fees
  • No monthly fee at base tier
  • 150-plus supported cryptos
  • Maltese IBAN included
  • 30,000 EUR daily spend limit
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 2% crypto conversion fee
  • 2% ATM withdrawal fee
  • Free-tier cashback capped at ~20 EUR/month
  • Top cashback rate requires €29.99/month plus ~€11,400 WXT lockup
  • Cashback paid in WXT, not cash
  • €5 inactivity fee
  • Third-party deposits not accepted
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card