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Updated for August 2026

Crypto.com vs Wayex

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Wayex#2
VisaPrepaid
•••• ••••
Cashback
None
Monthly fee
None
Our score
1.9
Get Wayex

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Wayex if…

you want a no-fee prepaid card with solid everyday value.

None cashbackNo monthly fee1.9★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.WWayex Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Wayex Card

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Get Wayex Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee1.50%
SavingsUp to 5%
ATM fee—
Currencies4
Supported countries—
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
USD spending0% fee
Non-USD spending1.5% FX fee
Balance yieldUp to 5%
Cashback
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • 0% fee on USD spending
  • Free virtual and physical card
  • Up to 5% yield on your balance
  • Supports Apple Pay & Google Pay
  • Four stablecoins across 10+ chains
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • No cashback or rewards
  • 1.5% fee on non-USD spending
  • 0.1% fee on USDT deposits
  • Physical card delivery cost not published
  • Card issued in only around 18 regions
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card