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Updated for August 2026

Crypto.com vs Venmo

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Venmo#2
VisaCredit
•••• ••••
Cashback
Up to 3%
Monthly fee
None
Our score
2.7
Get Venmo

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Venmo if…

you want our top-rated pick here — it scores 2.7/5 with our editors.

Up to 3% cashbackNo monthly fee2.7★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.VVenmo Credit Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Venmo Credit Card

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Get Venmo Credit Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 3%
FX fee0%
SavingsNone
ATM fee5% (min $10)
Currencies1
Supported countries1
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Top spend category3%
Second top category2%
All other purchases1%
Foreign transaction feeNone
Cash back to crypto
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No annual fee
  • No foreign transaction fee
  • Up to 3% cash back
  • Cash back paid to your Venmo balance
  • Free cash back to crypto conversion
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Available only in the United States
  • Requires a Venmo account open 30 days
  • $1.99 monthly paper statement fee
  • Buying crypto with the card counts as a cash advance
  • Cash advances cost 5% or $10
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card