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Updated for August 2026

Crypto.com vs Vancelian Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Vancelian Card#2
VisaDebit
Vancelian Card card
Cashback
None
Monthly fee
None
Our score
2.2
Get Vancelian Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Vancelian Card if…

you want a no-fee debit card with solid everyday value.

None cashbackNo monthly fee2.2★ rating
Crypto.com logoCrypto.com Obsidian
vs.Vancelian Card logoVancelian Card

All about Crypto.com Obsidian

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Vancelian Card

Vancelian Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee2%
Savings0.0
ATM fee2.5%
Currencies5
Supported countries30

Bonus offers

No current bonus offer.

10 EUR bonus

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback on purchases
Crypto rewards
Welcome bonus10 EUR one-time
Staking rewards

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly fee
  • No inactivity fee
  • Personal IBAN included
  • Auto-conversion at checkout
  • 30-country EEA coverage

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 2% FX fee on non-EUR transactions
  • 1.25% crypto conversion cost
  • ATM withdrawals cost 2.5%
  • Daily ATM limit only 300 EUR
  • No cashback or rewards program
  • Custodial
  • Card validity only 2 years
  • No physical card available

Options to Crypto.com