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Updated for August 2026

Crypto.com vs Tria Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Tria Card#2
VisaDebit
Tria Card card
Cashback
Up to 6%
Monthly fee
2 USD/month
Our score
3.7
Get Tria Card

The bottom line

Choose Crypto.com if…

you want a no-fee prepaid card with solid everyday value.

5% cashbackNo monthly fee2.2★ rating

Choose Tria Card if…

you want the highest cashback in this matchup — earn up to 6% back on everyday spend.

Up to 6% cashback2 USD/month/mo3.7★ rating
Crypto.com logoCrypto.com Obsidian
vs.Tria Card logoTria Card

All about Crypto.com Obsidian

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Tria Card

Tria Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly fee2 USD/month
CashbackUp to 6%
FX fee0%
Savings0.0
ATM fee1 USD + 1%
Currencies3
Supported countries222

Bonus offers

No current bonus offer.

up to 6% cashback on card spending

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Entry cashback (first $100/period)1.5%
Entry cashback (above $100/period)0.5%
Cashback cap
Cashback paid immediately
XP points on spending
Savings/yield rate

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial card
  • No FX fees on foreign transactions
  • No cap on entry-level cashback
  • No inactivity fee
  • $1,000,000 daily spend limit

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • $2 per month subscription fee
  • Physical card costs $90
  • Virtual card costs $20
  • Cashback withheld until Token Generation Event
  • ATM fee: $1 + 1% per withdrawal
  • No free ATM withdrawals
  • 0.4% conversion fee on crypto preloads
  • No bank account or IBAN included
  • Only USDC and USDT supported

Options to Crypto.com