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Updated for August 2026

Crypto.com vs Trade Republic Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Trade Republic Card#2
VisaDebit
Trade Republic Card card
Cashback
Up to 1%
Monthly fee
None
Our score
3.4
Get Trade Republic Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Trade Republic Card if…

you want our top-rated pick here — it scores 3.4/5 with our editors.

Up to 1% cashbackNo monthly fee3.4★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Trade Republic Card logoTrade Republic Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Trade Republic Card

Trade Republic Card card
Get Trade Republic Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 1%
FX fee0%
Savings0.0
ATM feeNone
Currencies55
Supported countries23
—

Bonus offers

No current bonus offer.

10 EUR bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate1%
Monthly cashback cap15 EUR
Cashback condition
Welcome bonus
Crypto rewards
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero FX fee on foreign spend
  • Free ATM withdrawals
  • No monthly card fee
  • German IBAN included
  • 54 supported cryptocurrencies
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 1% cashback requires 50 EUR monthly recurring investment
  • Cashback capped at 15 EUR per month
  • Physical card costs 5 EUR
  • 0.7% conversion cost on preloads
  • No auto-conversion from crypto
  • No third-party deposits supported
  • Available in 23 European countries only
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card