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Updated for August 2026

Crypto.com vs THORWallet Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
THORWallet Card#2
VisaDebit
THORWallet Card card
Cashback
None
Monthly fee
None
Our score
2.4
Get THORWallet Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose THORWallet Card if…

you want our top-rated pick here — it scores 2.4/5 with our editors.

None cashbackNo monthly fee2.4★ rating
Crypto.com logoCrypto.com Obsidian
vs.THORWallet Card logoTHORWallet Card

All about Crypto.com Obsidian

Drop video / image

THORWallet Card

THORWallet Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee1.5%
Savings0.0
ATM fee
Currencies5
Supported countries30

Bonus offers

No current bonus offer.

up to 5% cashback on all your crypto swap fees

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback
Swap fee rebate
Points or miles
Welcome bonus

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial card structure
  • No monthly fee
  • No inactivity fee
  • Swiss IBAN included
  • Third-party deposits accepted

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • No cashback currently available
  • 1.75% conversion fee on preloads
  • 1.5% FX fee on non-euro spend
  • Virtual card only, no physical card
  • No ATM access
  • Single blockchain supported
  • Only 4 supported crypto assets
  • Custodial promise undelivered as of July 2024

Options to Crypto.com