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Updated for August 2026

Crypto.com vs Shakepay Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Shakepay Card#2
VisaPrepaid
Shakepay Card card
Cashback
Up to 1%
Monthly fee
None
Our score
1.5
Get Shakepay Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Shakepay Card if…

you want a no-fee prepaid card with solid everyday value.

Up to 1% cashbackNo monthly fee1.5★ rating
Crypto.com logoCrypto.com Obsidian
vs.Shakepay Card logoShakepay Card

All about Crypto.com Obsidian

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Shakepay Card

Shakepay Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 1%
FX fee3%
Savings0.0
ATM fee
Currencies2
Supported countries1

Bonus offers

No current bonus offer.

20 CAD bonus

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate1% in BTC
Monthly spend cap for cashback500 CAD
Rewards currencyBitcoin
Staking required
Welcome bonus20 CAD

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly fee
  • No inactivity fee
  • Bitcoin cashback on every purchase
  • Flat 1% rate, no staking required

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 3% FX fee on foreign currency transactions
  • Monthly cashback capped at 500 CAD spend
  • Canada only
  • No physical card
  • No virtual card
  • Manual preload required, no auto-conversion
  • 0.75% conversion cost on preloads

Options to Crypto.com