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Updated for August 2026

Crypto.com vs Ready Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Ready Card#2
MastercardDebit
Ready Card card
Cashback
Up to 3%
Monthly fee
None
Our score
3.3
Get Ready Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Ready Card if…

you want our top-rated pick here — it scores 3.3/5 with our editors.

Up to 3% cashbackNo monthly fee3.3★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Ready Card logoReady Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Ready Card

Ready Card card
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Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 3%
FX fee1%
Savings0.0
ATM fee2%
Currencies10
Supported countries51
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Bonus offers

No current bonus offer.

15 USD bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate (Lite tier)0%
Ready Points (Metal, typical)~1%
Ready Points (Metal + boost)Up to 3%
Welcome bonus
Points cap
Direct cash redemption
Hotel travel perks (Metal)
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial self-custody
  • 55 blockchains supported
  • No monthly fee on Lite tier
  • Free virtual card
  • Points with no stated cap on Metal
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 0% rewards on free Lite tier
  • 3% rate requires Metal ($10/month) plus boost
  • Boost needs 2 referrals or top-100 usage ranking
  • 1% FX fee on Lite tier
  • 2% fee on all ATM withdrawals
  • Physical card costs $7 on Lite tier
  • No IBAN
  • No third-party deposits
  • Daily ATM limit $500
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card