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Updated for August 2026

Crypto.com vs OKX Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
OKX Card#2
MastercardDebit
OKX Card card
Cashback
Up to 5%
Monthly fee
None
Our score
3.5
Get OKX Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose OKX Card if…

you want our top-rated pick here — it scores 3.5/5 with our editors.

Up to 5% cashbackNo monthly fee3.5★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.OKX Card logoOKX Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

OKX Card

OKX Card card
Get OKX Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 5%
FX fee0%
Savings0.0
ATM fee—
Currencies3
Supported countries28
—

Bonus offers

No current bonus offer.

30 EUR bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate (non-VIP)2%
Monthly cashback cap (non-VIP)10 EUR
Welcome bonus
Crypto or points rewards
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero FX fee
  • No monthly or inactivity fee
  • Unlimited daily spend
  • German IBAN included
  • 30 EUR welcome bonus
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • Entry cashback capped at 10 EUR per month
  • Top cashback requires 2M EUR+ in assets
  • 0.1% conversion fee on every spend
  • Only USDC and USDG supported
  • No ATM withdrawals
  • No virtual card
  • No third-party deposits
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card