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Updated for August 2026

Crypto.com vs Offramp Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Offramp Card#2
VisaPrepaid
Offramp Card card
Cashback
None
Monthly fee
None
Our score
2.6
Get Offramp Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Offramp Card if…

you want our top-rated pick here — it scores 2.6/5 with our editors.

None cashbackNo monthly fee2.6★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Offramp Card logoOfframp Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Offramp Card

Offramp Card card
Get Offramp Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee0.5%
Savings0.0
ATM fee2%
Currencies3
Supported countries29
—

Bonus offers

No current bonus offer.

20 USD bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback
Welcome bonus$20 one-time
Staking rewards
Savings rate
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero conversion cost on crypto spend
  • No monthly or inactivity fee
  • Free virtual card
  • US bank account included
  • Apple Pay supported
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • No cashback rewards currently
  • Physical card costs $100
  • 0.5% FX fee on non-USD transactions
  • ATM withdrawals cost 2%
  • Daily ATM limit $750
  • Only USDC and USDT supported
  • Available in 29 countries only, no EU or UK
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card