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Updated for August 2026

Crypto.com vs Nexo Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Nexo Card#2
MastercardCredit
Nexo Card card
Cashback
Up to 2%
Monthly fee
None
Our score
2.9
Get Nexo Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Nexo Card if…

you want our top-rated pick here — it scores 2.9/5 with our editors.

Up to 2% cashbackNo monthly fee2.9★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Nexo Card logoNexo Card

All about Crypto.com Obsidian

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Nexo Card

Nexo Card card
Get Nexo Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 2%
FX fee2%
Savings0.0
ATM fee2%
Currencies87
Supported countries25
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Bonus offers

No current bonus offer.

25 EUR bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate (base tier)0.5%
Cashback currencyNEXO tokens or BTC
Monthly cashback cap (base)50 EUR
Welcome bonus
Cash cashback option
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly or inactivity fee
  • Free physical and virtual card
  • Broad crypto collateral support (85+ assets)
  • Personal EUR IBAN included
  • 25 EUR welcome bonus
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 2% FX fee on non-EUR transactions
  • 0.75% auto-conversion fee
  • Base cashback only 0.5%, capped at 50 EUR/month
  • Top cashback rate requires 10%+ portfolio in NEXO tokens
  • Rewards paid in NEXO or BTC only, not cash
  • ATM withdrawals cost 2%
  • Available in 25 European countries only
  • No third-party deposits
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card