MyCardCompareMyCardCompare
Updated for August 2026

Crypto.com vs Nebeus Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Nebeus Card#2
MastercardDebit
Nebeus Card card
Cashback
None
Monthly fee
4.95 USD/month
Our score
3.1
Get Nebeus Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Nebeus Card if…

you want our top-rated pick here — it scores 3.1/5 with our editors.

None cashback4.95 USD/month/mo3.1★ rating
5 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Nebeus Card logoNebeus Card

All about Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Nebeus Card

Nebeus Card card
Get Nebeus Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly fee4.95 USD/month
CashbackNone
FX fee0%
Savings0.0
ATM fee—
Currencies28
Supported countries193
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback
Points or miles
Staking rewards on card tier
Welcome bonus
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • 0% FX fee on foreign transactions
  • Free physical and virtual card
  • 25 supported crypto assets
  • Personal IBAN included
  • No inactivity fee
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 4.95 EUR monthly fee
  • 2.15% crypto conversion cost per transaction
  • No cashback or rewards of any kind
  • Custodial
  • No third-party deposits
  • ATM fee terms not disclosed
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card