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Updated for August 2026

Crypto.com vs MetaMask Metal Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
MetaMask Metal Card#2
MastercardCrypto
MetaMask Metal Card card
Cashback
Up to 3%
Monthly fee
None
Our score
2.9
Get MetaMask Metal Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose MetaMask Metal Card if…

you want our top-rated pick here — it scores 2.9/5 with our editors.

Up to 3% cashbackNo monthly fee2.9★ rating
Crypto.com logoCrypto.com Obsidian
vs.MetaMask Metal Card logoMetaMask Metal Card

All about Crypto.com Obsidian

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MetaMask Metal Card

MetaMask Metal Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 3%
FX feeNone
SavingsNone
ATM feeFree to $1,200/mo
Currencies6
Supported countries1

Bonus offers

No current bonus offer.

No current bonus offer.

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
First $10,000 each year3% mUSD back
After $10,0001% mUSD back
Cross-border feeNone
ATM withdrawalsFree to $1,200/mo
MetaMask Travel hotels7% mUSD back

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • 3% mUSD back on first $10,000 yearly
  • No cross-border fees
  • Free ATM withdrawals to $1,200 monthly
  • Self-custody until the moment of payment
  • Physical metal card

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • $199 annual fee
  • Orders currently paused
  • Can only be ordered in the US
  • Rate drops to 1% after $10,000
  • $99 replacement fee

Options to Crypto.com