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Updated for August 2026

Crypto.com vs Lemon

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Lemon#2
VisaPrepaid
•••• ••••
Cashback
Up to 2%
Monthly fee
None
Our score
1.7
Get Lemon

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Lemon if…

you want a no-fee prepaid card with solid everyday value.

Up to 2% cashbackNo monthly fee1.7★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.LLemon Card

All about Crypto.com Obsidian

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Lemon Card

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Get Lemon Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 2%
FX fee—
SavingsNone
ATM fee—
Currencies3
Supported countries1
—

Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback in BitcoinUp to 2%
Tax on foreign purchasesNo 30% perception
Card and shippingFree
Maintenance$0
Prize draw tickets over $10,000
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Up to 2% cashback in Bitcoin
  • No 30% tax on foreign currency purchases
  • Free card with no maintenance
  • Instant virtual card
  • Configurable daily limits
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • FX fees not published
  • Cash withdrawal fees not published
  • Cash only at partner merchants
  • Available in Argentina only
  • Cashback tops out at 2%
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card