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Updated for August 2026

Crypto.com vs KuCoin Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
KuCoin Card#2
VisaDebit
KuCoin Card card
Cashback
Up to 3%
Monthly fee
0.83 USD/month
Our score
2.6
Get KuCoin Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose KuCoin Card if…

you want our top-rated pick here — it scores 2.6/5 with our editors.

Up to 3% cashback0.83 USD/month/mo2.6★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.KuCoin Card logoKuCoin Card

All about Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

KuCoin Card

KuCoin Card card
Get KuCoin Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly fee0.83 USD/month
CashbackUp to 3%
FX fee2%
Savings0.0
ATM fee2%
Currencies7
Supported countries29
—

Bonus offers

No current bonus offer.

13 EUR bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Base cashback (BTC/ETH spend)1%
Base cashback (KCS spend)1.2%
Monthly cashback cap (entry level)10 EUR
Welcome bonus
No-lockup higher cashback tiers
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Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Virtual card free to issue
  • Apple Pay supported
  • 20,000 EUR daily spend limit
  • No inactivity fee
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 0.83 EUR monthly fee
  • 1.25% conversion fee on every spend
  • 2% FX fee on non-EUR transactions
  • 2% ATM withdrawal fee
  • Daily ATM limit only 350 EUR
  • Base cashback capped at 10 EUR per month
  • Top cashback tiers require locking large KCS amounts
  • Physical card costs 10 EUR
  • KYC required, no IBAN provided
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card