MyCardCompareMyCardCompare
Updated for August 2026

Crypto.com vs Krak Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Krak Card#2
MastercardDebit
Krak Card card
Cashback
Up to 2%
Monthly fee
None
Our score
3.7
Get Krak Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Krak Card if…

you want our top-rated pick here — it scores 3.7/5 with our editors.

Up to 2% cashbackNo monthly fee3.7★ rating
4 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Krak Card logoKrak Card

All about Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Krak Card

Krak Card card
Get Krak Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 2%
FX fee0%
Savings0.0
ATM fee—
Currencies595
Supported countries31
—

Bonus offers

No current bonus offer.

10 USD bonus

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate2%
Monthly cashback cap240 EUR
Staking required
Cashback in BTC option
Welcome bonus10 USD
Paid tier required
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • 2% cashback, no staking required
  • No monthly fee
  • No FX fee on purchases
  • Free physical and virtual card
  • German IBAN included
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 1% crypto-to-EUR conversion fee on every spend
  • 240 EUR monthly cashback cap
  • ATM withdrawals not free (fee not disclosed)
  • No third-party deposits to IBAN
  • Limited to 31 European countries
  • KYC required
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card