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Updated for August 2026

Crypto.com vs KAST Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
KAST Card#2
VisaDebit
KAST Card card
Cashback
Up to 3%
Monthly fee
None
Our score
2.9
Get KAST Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose KAST Card if…

you want our top-rated pick here — it scores 2.9/5 with our editors.

Up to 3% cashbackNo monthly fee2.9★ rating
Crypto.com logoCrypto.com Obsidian
vs.KAST Card logoKAST Card

All about Crypto.com Obsidian

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KAST Card

KAST Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 3%
FX fee1.75%
Savings0.0
ATM fee3 USD + 2%
Currencies6
Supported countries176

Bonus offers

No current bonus offer.

20% discount on your yearly subscription fee

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cash cashback (standard tier)1.5% (capped at $30/month)
KAST Points (standard tier)
Task-based cash bonuses
Welcome discount (yearly subscription)20% off
Savings/earn rate

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero conversion fee on stablecoin spending
  • No monthly fee on standard tier
  • Unlimited daily spend limit
  • Broad 177-country availability
  • Free virtual card

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 1.75% FX fee on foreign currency transactions
  • ATM withdrawals cost $3 + 2%
  • Physical card costs $40 to ship on free tier
  • Standard cashback capped at $30 per month
  • Premium tier costs $85/month or $1,000/year
  • Private tier costs $850/month or $10,000/year
  • Cashback locked for 14 days before redemption
  • No IBAN provided

Options to Crypto.com