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Updated for August 2026

Crypto.com vs Jam Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Jam Card#2
VisaPrepaid
Jam Card card
Cashback
None
Monthly fee
None
Our score
2.1
Get Jam Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Jam Card if…

you want a no-fee prepaid card with solid everyday value.

None cashbackNo monthly fee2.1★ rating
Crypto.com logoCrypto.com Obsidian
vs.Jam Card logoJam Card

All about Crypto.com Obsidian

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Jam Card

Jam Card card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackNone
FX fee2.5%
Savings0.0
ATM fee
Currencies3
Supported countries225

Bonus offers

No current bonus offer.

No current bonus offer.

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback
Points or tokens
Welcome bonus
Staking rewards
Cashback program (planned, unconfirmed)No date or rate confirmed

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial wallet control
  • No monthly fee
  • No inactivity fee
  • Unlimited daily spend
  • Available in 227+ countries

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • 4.2% crypto conversion fee
  • 2.5% FX fee on foreign currency spend
  • No cashback or rewards of any kind
  • No virtual card available
  • No ATM access
  • Manual preload required, no auto-conversion
  • Only BSC-USD and USDT supported
  • No bank account or IBAN included

Options to Crypto.com