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Updated for August 2026

Crypto.com vs Gnosis Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Gnosis Card#2
VisaDebit
Gnosis Card card
Cashback
Up to 5%
Monthly fee
None
Our score
3.7
Get Gnosis Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Gnosis Card if…

you want our top-rated pick here — it scores 3.7/5 with our editors.

Up to 5% cashbackNo monthly fee3.7★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Gnosis Card logoGnosis Card

All about Crypto.com Obsidian

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Gnosis Card

Gnosis Card card
Get Gnosis Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 5%
FX fee0%
Savings0.0
ATM fee2%
Currencies3
Supported countries38
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Bonus offers

No current bonus offer.

100% discount on card order price

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Base cashback (0.1 GNO held)1%
Cashback at 1 GNO held2%
Monthly cashback cap (entry)400 EUR
Rewards currencyGNO token
Welcome bonus
Savings rate
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Zero FX and conversion fees
  • No monthly or inactivity fee
  • Self-custody, non-custodial
  • Personal IBAN included
  • 2% base cashback with 400 EUR monthly cap
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Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Cashback paid in GNO, not fiat
  • Cashback rate tied to volatile GNO holdings
  • Entry rate drops to 1% below 1 GNO held
  • ATM withdrawals cost 2%
  • Only EURe and GBPe supported
  • Single blockchain only
  • No virtual card available
  • Top 5% rate requires OG NFT plus 100 GNO (~9,150 EUR)
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Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card