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Updated for August 2026

Crypto.com vs Gate Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Gate Card#2
VisaPrepaid
Gate Card card
Cashback
Up to 1%
Monthly fee
None
Our score
2.7
Get Gate Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Gate Card if…

you want our top-rated pick here — it scores 2.7/5 with our editors.

Up to 1% cashbackNo monthly fee2.7★ rating
2 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Gate Card logoGate Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Gate Card

Gate Card card
Get Gate Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 1%
FX fee2%
Savings0.0
ATM fee1%
Currencies1884
Supported countries24
—

Bonus offers

No current bonus offer.

up to 10% cashback on all your trading fees

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Cashback rate1% USDT
Monthly cashback cap150 EUR
Staking required
Cashback on ATM withdrawals
Trading fee rebateUp to 10% (exchange activity, not card spend)
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • No monthly fee
  • 1% USDT cashback, no staking needed
  • 150 EUR monthly cashback cap
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Custodial
  • 2% FX fee on non-euro transactions
  • 1.15% crypto conversion cost
  • 1% ATM withdrawal fee
  • 2 EUR inactivity fee
  • No physical card available
  • No IBAN or personal bank account
  • EU-only, 24 countries
  • Card valid for 3 years only
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card