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Updated for August 2026

Crypto.com vs Ether.fi Card

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Ether.fi Card#2
VisaDebit
Ether.fi Card card
Cashback
Up to 3%
Monthly fee
None
Our score
3.5
Get Ether.fi Card

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Ether.fi Card if…

you want our top-rated pick here — it scores 3.5/5 with our editors.

Up to 3% cashbackNo monthly fee3.5★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Ether.fi Card logoEther.fi Card

All about Crypto.com Obsidian

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Get Crypto.com Obsidian

Ether.fi Card

Ether.fi Card card
Get Ether.fi Card

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly feeNone
CashbackUp to 3%
FX fee0%
Savings0.0
ATM fee2%
Currencies5
Supported countries223
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Bonus offers

No current bonus offer.

up to 15% cashback on dining

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Base cashback rate3%
Monthly cashback cap (Core tier)$60
Cashback above $2,000 spend (Core tier)0.5%–1%
Welcome dining cashback promoUp to 15%
Staking or points required for higher caps
—

Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • Non-custodial card
  • Zero monthly fee
  • 0% FX and conversion fees
  • Free virtual card
  • Unlimited daily spend limit
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Physical card costs $40
  • ATM withdrawals cost 2%
  • 3% cashback capped at $60/month on Core tier
  • Higher cashback tiers require large spend or $ETHFI stake
  • Stablecoins only, no BTC or ETH spending
  • No IBAN
  • KYC required
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card