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Updated for August 2026

Crypto.com vs Crypto.com

Two no-fee crypto cards, head to head. Here’s how they stack up.

Crypto.com#1
VisaPrepaid
•••• ••••
Cashback
5%
Monthly fee
None
Our score
2.2
Get Crypto.com
Crypto.com#2
VisaPrepaid
•••• ••••
Cashback
3%
Monthly fee
€24.99/month
Our score
1.9
Get Crypto.com

The bottom line

Choose Crypto.com if…

you want the highest cashback in this matchup — earn 5% back on everyday spend.

5% cashbackNo monthly fee2.2★ rating

Choose Crypto.com if…

you want a balanced option with 3% cashback on the Visa network.

3% cashback€24.99/month/mo1.9★ rating
3 differences below
FeesRewardsPros & cons
See the full breakdown
Crypto.com logoCrypto.com Obsidian
vs.Crypto.com logoCrypto.com Royal Indigo & Jade Green

All about Crypto.com Obsidian

Drop video / image
Get Crypto.com Obsidian

Crypto.com Royal Indigo & Jade Green

Drop video / image
Get Crypto.com Royal Indigo & Jade Green

Main perks

Monthly feeNone
Cashback5%
FX fee0%
SavingsNone
ATM feeFree to €1,000/mo, then 2%
Currencies1
Supported countries29
Monthly fee€24.99/month
Cashback3%
FX fee0%
SavingsNone
ATM feeFree to €800/mo, then 2%
Currencies1
Supported countries29
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Bonus offers

No current bonus offer.

No current bonus offer.

—

Rewards

Everyday spending5%
Monthly rewards capNone
Travel spending15% (coming soon)
Free ATM withdrawals€1,000/mo
Subscription rebatesPermanent
Everyday spending3%
Monthly rewards cap$75
Travel spendingUp to 10% (coming soon)
Free ATM withdrawals€800/mo
Airport lounge access4 visits a year
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Pros

  • 5% back in CRO with no monthly cap
  • Permanent Spotify, Netflix and Truth+ rebates
  • Lounge access with a guest
  • Exclusive F1, UFC and football invitations
  • Voice and messaging support
  • 3% back in CRO on everyday spending
  • Six months of Spotify, Netflix and Truth+ rebates
  • Airport lounge access for annual subscribers
  • Priority customer support
  • €800 free ATM withdrawals monthly
—

Cons

  • Requires a €450,000 CRO stake
  • No subscription alternative
  • CRO locked for twelve months
  • Heavy exposure to CRO price movement
  • Rewards paid in CRO only
  • Rewards capped at $75 a month
  • €24.99 monthly subscription
  • Lounge access capped at four visits
  • Lounge requires annual billing
  • Rewards paid in CRO only
—

Options to Crypto.com

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card