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Updated for July 2026
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Utorg Card

#36
MastercardDebit
Utorg Card card

A lean, no-frills crypto debit card with zero FX fees and a low 0.5% conversion cost. No cashback exists yet. Best for European crypto holders who spend heavily in euros and want simple, honest pricing.

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Availability

Available nowComing soon

Rewards rate

None

FX fee

0%

Savings

0.0

Availability

31 countries

Utorg Card logoUtorg Card

All about Utorg Card

Utorg Card card
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Main perks

Monthly feeNone
CashbackNone
FX fee0%
Savings0.0
ATM fee—
Currencies6
Supported countries31
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Bonus offers

No current bonus offer.

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Rewards

Cashback
Staking rewards
Welcome bonus
In-app promos
Future cashback (unconfirmed)Planned, no date
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Pros

  • Zero FX fees on spending
  • No monthly or inactivity fee
  • Low 0.5% conversion cost
  • Non-custodial
  • 50,000 EUR daily spend limit
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Cons

  • No cashback or rewards
  • Physical card only, no virtual card
  • No ATM withdrawals supported
  • No IBAN or personal bank account
  • Manual preload required, no auto-conversion
  • Limited to 31 countries, Europe-focused
  • Cashback launch date unconfirmed
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Options to Utorg Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card