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Updated for July 2026
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SpectroCoin Card

#44
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SpectroCoin Card card

A solid EEA crypto debit card with unusually wide token support and a built-in IBAN, but monthly fees, a 1.5% conversion cost, and no cashback make it a functional rather than rewarding choice for European crypto spenders.

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Availability

Available nowComing soon

Rewards rate

None

FX fee

1%

Savings

0.0

Availability

27 countries

SSpectroCoin Card

All about SpectroCoin Card

SpectroCoin Card card
Get SpectroCoin Card

Main perks

Monthly fee1.15 USD/month
CashbackNone
FX fee1%
Savings0.0
ATM fee2%
Currencies55
Supported countries27
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Bonus offers

up to 10% cashback on all your trading fees

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Rewards

Cashback on card spend
Loyalty points
Staking rewards
Trading fee cashback (platform only)Up to 10% on SpectroCoin trading fees, not card spend
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Pros

  • 54 supported cryptocurrencies
  • Built-in Lithuanian IBAN
  • Third-party deposits accepted
  • 25,000 EUR daily spend limit
  • No inactivity fee
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Cons

  • Custodial
  • Monthly fee of 1.15 EUR
  • 1.5% conversion cost on preloads
  • 1.0% FX fee on non-EUR transactions
  • ATM withdrawals cost 2%
  • No cashback on card spending
  • Manual preload required, no auto-conversion
  • EEA only, 27 countries
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Options to SpectroCoin Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card