MyCardCompareMyCardCompare
Updated for August 2026
Payy logo

Payy Card

#84
VisaDebit
Payy Card card

The Payy Card is a capable stablecoin debit card with no monthly fee and self-custody, but its 1% FX fee and points-only rewards system with no confirmed redemption value limit its appeal to stablecoin spenders who want simplicity over earnings.

Get Payy Card

Availability

Pakistan — AvailableAlbania — AvailableAngola — AvailableArgentina — AvailableAustria — AvailableAustralia — AvailableSerbia — AvailableBelgium — AvailableGhana — AvailableBulgaria — AvailableBolivia — AvailableBrazil — AvailableBangladesh — AvailableBotswana — AvailableBelarus — Not availableCanada — AvailableSwitzerland — AvailableChile — AvailableChina — Not availableColombia — AvailableJordan — AvailableCzechia — AvailableGermany — AvailableSomalia — AvailableDenmark — AvailableAlgeria — AvailableEcuador — AvailableChad — AvailableEstonia — AvailableSenegal — AvailableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — AvailableGreenland — AvailableGreece — AvailableBosnia & Herzegovina — AvailableHungary — AvailableIreland — AvailableIndia — Not availableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — AvailableNorth Korea — Not availableSouth Korea — AvailableKazakhstan — AvailableThailand — AvailableLithuania — AvailableLatvia — AvailableNiger — AvailableMorocco — AvailableMoldova — AvailableMadagascar — AvailableCote d'Ivoire — AvailableVietnam — Not availableMongolia — AvailableMexico — AvailableIndonesia — AvailableMozambique — AvailableNamibia — AvailableNigeria — AvailableNetherlands — AvailableNorway — AvailableNew Zealand — AvailablePeru — AvailablePapua New Guinea — AvailablePhilippines — AvailablePoland — AvailablePortugal — AvailableParaguay — AvailableRomania — AvailableRussia — Not availableSaudi Arabia — AvailableSudan — AvailableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — AvailableUganda — AvailableSyria — Not availableMalaysia — AvailableTurkey — Not availableTanzania — AvailableUkraine — Not availableDR Congo — Not availableUnited States — AvailableUzbekistan — AvailableVenezuela — Not availableCambodia — AvailableEthiopia — AvailableSouth Africa — AvailableZambia — AvailableZimbabwe — Available
Available nowComing soon

Rewards rate

None

FX fee

1%

Savings

0.0

Availability

230 countries

Payy Card logoPayy Card

All about Payy Card

Payy Card card
Get Payy Card

Main perks

Monthly feeNone
CashbackNone
FX fee1%
Savings0.0
ATM fee—
Currencies4
Supported countries230
—

Bonus offers

No current bonus offer.

—

Rewards

Cashback
Payy Points (balance-based)~1 pt per $1 per day
Referral bonus10,000 pts per referral
Points redemption value
—

Pros

  • No monthly fee
  • Zero conversion cost
  • Self-custodial
  • Unlimited daily spend
  • Broad 233-country availability
—

Cons

  • 1% FX fee on non-USD transactions
  • No ATM access
  • No virtual card
  • Points have no confirmed redemption value
  • No bank account or IBAN
  • Stablecoin-only funding (USDC, USDC.E, USDT)
—

Options to Payy Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardD logoDeCardCredit$388Up to 10%3.8View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View card