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Updated for July 2026
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NAGA Pay Card

#53
VisaDebit
NAGA Pay Card card

A workable European crypto debit card with a respectable asset list, but the 3% cashback headline is misleading. Free-tier earners get 0.5% capped at 10 EUR monthly. Best for light NAGA platform users in the EEA.

Get NAGA Pay Card

Availability

Available nowComing soon

Rewards rate

Up to 3%

FX fee

2%

Savings

0.0

Availability

31 countries

NAGA Pay Card logoNAGA Pay Card

All about NAGA Pay Card

NAGA Pay Card card
Get NAGA Pay Card

Main perks

Monthly feeNone
CashbackUp to 3%
FX fee2%
Savings0.0
ATM fee2%
Currencies24
Supported countries31
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Bonus offers

No current bonus offer.

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Rewards

Cashback rate (free tier)0.5%
Monthly cashback cap (free tier)10 EUR
Cashback paid in BTC
Staking requirement
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Pros

  • No monthly fee on Basic tier
  • Free virtual card
  • IBAN included
  • 22 supported cryptocurrencies
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Cons

  • Custodial
  • 3.59% crypto-to-fiat conversion fee
  • 2% FX fee on foreign currency transactions
  • Physical card costs 10 EUR
  • 0.5% cashback capped at 10 EUR per month on free tier
  • Best cashback requires 14.99 EUR/month subscription
  • ATM withdrawals cost 2%
  • 300 EUR daily ATM limit
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Options to NAGA Pay Card

CardTypeAnnual feeRewardsScore
B logoBleap CardDebit$0Up to 20%4.4View cardB logoBybit CardCrypto$0Up to 10%4.3View cardP logoPlutus CardDebit$0Up to 9%2.7View cardB logoBit2Me CardDebit$0Up to 9%3.9View card