Updated for August 2026
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NAGA Pay Card

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NAGA Pay Card card

A workable European crypto debit card with a respectable asset list, but the 3% cashback headline is misleading. Free-tier earners get 0.5% capped at 10 EUR monthly. Best for light NAGA platform users in the EEA.

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Availability

Pakistan — Not availableAlbania — Not availableAngola — Not availableArgentina — Not availableAustria — AvailableAustralia — Not availableSerbia — Not availableBelgium — AvailableGhana — Not availableBulgaria — AvailableBolivia — Not availableBrazil — Not availableBangladesh — Not availableBotswana — Not availableBelarus — Not availableCanada — Not availableSwitzerland — Not availableChile — Not availableChina — Not availableColombia — Not availableJordan — Not availableCzechia — AvailableGermany — AvailableSomalia — Not availableDenmark — AvailableAlgeria — Not availableEcuador — Not availableChad — Not availableEstonia — AvailableSenegal — Not availableSpain — AvailableFinland — AvailableFrance — AvailableUnited Kingdom — AvailableGreenland — Not availableGreece — AvailableBosnia & Herzegovina — Not availableHungary — AvailableIreland — AvailableIndia — Not availableIraq — Not availableIran — Not availableIceland — AvailableItaly — AvailableJapan — Not availableNorth Korea — Not availableSouth Korea — Not availableKazakhstan — Not availableThailand — Not availableLithuania — AvailableLatvia — AvailableNiger — Not availableMorocco — Not availableMoldova — Not availableMadagascar — Not availableCote d'Ivoire — Not availableVietnam — Not availableMongolia — Not availableMexico — Not availableIndonesia — Not availableMozambique — Not availableNamibia — Not availableNigeria — Not availableNetherlands — AvailableNorway — AvailableNew Zealand — Not availablePeru — Not availablePapua New Guinea — Not availablePhilippines — Not availablePoland — AvailablePortugal — AvailableParaguay — Not availableRomania — AvailableRussia — Not availableSaudi Arabia — Not availableSudan — Not availableSweden — AvailableCroatia — AvailableSlovakia — AvailableKenya — Not availableUganda — Not availableSyria — Not availableMalaysia — Not availableTurkey — Not availableTanzania — Not availableUkraine — Not availableDR Congo — Not availableUnited States — Not availableUzbekistan — Not availableVenezuela — Not availableCambodia — Not availableEthiopia — Not availableSouth Africa — Not availableZambia — Not availableZimbabwe — Not available
Available nowComing soon

Rewards rate

Up to 3%

FX fee

2%

Savings

0.0

Availability

31 countries

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All about NAGA Pay Card

NAGA Pay Card card

Main perks

Monthly feeNone
CashbackUp to 3%
FX fee2%
Savings0.0
ATM fee2%
Currencies24
Supported countries31

Bonus offers

No current bonus offer.

Rewards

Cashback rate (free tier)0.5%
Monthly cashback cap (free tier)10 EUR
Cashback paid in BTC
Staking requirement

Pros

  • No monthly fee on Basic tier
  • Free virtual card
  • IBAN included
  • 22 supported cryptocurrencies

Cons

  • Custodial
  • 3.59% crypto-to-fiat conversion fee
  • 2% FX fee on foreign currency transactions
  • Physical card costs 10 EUR
  • 0.5% cashback capped at 10 EUR per month on free tier
  • Best cashback requires 14.99 EUR/month subscription
  • ATM withdrawals cost 2%
  • 300 EUR daily ATM limit